Your borrowing capacity can increase significantly when you prove to creditors that you’re a responsible credit card holder and can handle more credit.


Lenders are more likely to extend an attractive rate for your home loan when you have a high credit score and clean credit history.


If you’re in the market for a new car and are thinking of leasing instead of buying, you might have some bargaining power when you flaunt your high credit score.

Welcome to Top Tier

Top Tier Financial Solutions is an effective credit repair company in New York City. Our clients have been able to save thousands of dollars and increase their credit score significantly with our help. If you’re looking for credit repair near you, schedule an appointment with our credit recovery company in NYC.


What Credit Repair Companies Do

Credit repair companies review your credit reports and address inaccuracies on it by contacting credit bureaus, such as TransUnion®, Experian®, and Equifax. They work on your behalf to dispute questionable items. Credit repair specialists know the law and ways to persuade debtors to waive fees and eliminate debts. This removes negative items off credit reports, which in turn, increases credit score.
Specific negative items credit recovery companies help with are:

Inquiry Removal
Late Payment Deletion
Medical Bill Deletion
Charge-Off Deletion
Repossession Deletion
Bankruptcy Deletion
Tax Lien Deletion
Foreclosure Deletion

The process of requesting credit reports, analyzing them, contacting debtors and the credit bureau takes time and effort. It also takes a credit-savvy individual to speak to debtors in a way to get them to make changes to the amount owed. Credit repair companies do this because they know how to do it better than most people can do on their own.


Top Tier Financial Solutions specialized credit repair processes, credit expertise, and guaranteed customer service makes us the best in the industry. We are proud that we have had the opportunity to help thousands of Americans correct their credit reports and we’re ready to help you too!

Break the bond to regain financial freedom

Our services are founded on commitment, dedication, and professionalism to provide you the best possible service with No Upfront Fees. We charge only for work that is fully completed. With us... you only pay for what you get!

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The Cost of Credit Repair

If you’re wondering how much is credit repair, you’re not alone. This is one of the first questions we receive after explaining what credit repair companies do. The cost of credit repair depends on how much works needs to be done to increase clients’ credit score. People who have many negative items on their credit reports will pay more than those who do not have as many negative items to dispute.

The only way to know how much credit repair costs is to contact the credit recovery company Top Tier Financial Solutions. After reviewing your unique credit situation, an estimate of the credit repair cost can be given.


Repairing your credit profile is one of the most important financial decisions you can make. Top Tier Financial Solutions is here to help you achieve your optimal credit profile by making the credit repair process convenient, personal, and effective.

FREE Credit Review

The first step to Credit Repair is to determine if its a good fit for your situation. Contact us today for a free review of your credit report to see if you qualify.

In-Depth Analysis

Get a complete audit of your credit reports and a personalized approach to address the errors on your credit and improve your credit scores.

Personalized Disputes

We create personalized disputes leveraging consumer protection laws such as the FCRA and FDCPA, to remove items that are inaccurate and unverifiable.

Timely Results

On average, our clients stay in our services 4 to 6 months, but most of them start seeing results as fast as 30 days from the date the initial dispute letters are sent on their behalf.


Overall Deletions


Business Planning


100% Deletions


Get A Fresh Start


One of every five American consumers has an error on his or her credit report and 5 percent of us endure errors so serious that we likely are being overcharged for credit card debts, auto loans, insurance policies and other financial obligations.

Contact a Credit Repair Company that Works

With many credit repair companies in NYC, it can be overwhelming to decide which one to use to increase your credit score. It’s important to choose a credit repair company that has a track record of successfully helping clients clear inaccuracies and negative items on their credit report, which leads to an increase in credit score.

Top Tier Financial Solutions is a credit repair company that works. Our credit recovery approach is effective. We know this because of the many satisfied clients who have been able to move on from our credit repair services with more money in their pockets and approvals for mortgages, auto loans, credit cards, and business loans. After we’re done, our credit repair services pay for themselves because of our clients’ improved financial standings.

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