Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

FCC Robocall Ruling A Setback For Banks, Debt Collectors

The financial services industry often scores victories when it lobbies on issues that are far removed from the daily lives of most Americans. But on Thursday, in objecting to an idea that resonates deeply with the public, the…

Card Profits Of Big 6 Issuers Are Up

First-quarter card profits among the nation’s Big 6 U.S. issuers edged up 160 basis points (bps) year-on-year (YOY), compared to a tax cut fueled surge of…

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