Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Today, Americans owe over $1.5 trillion in student loans, and research shows that it is impacting the ways Americans save, spend and live their lives. The Federal Reserve Board of Washington, D.C. found that an increase in student…
Total U.S. household debt is now $993 billion higher than the peak of $12.68 trillion in the third quarter of 2008, according to a new report…
Debt collectors licensed in Washington have new requirements in effect this summer for filing legal summons and the timing for medical debt collections; matters members of…
Unlimited texting? Perhaps. Nights and weekends – well, maybe not. The latest salvo of proposed rule-making that would change the debt collection landscape seeks to include…
1 / 2 Consumer Insolvencies in Canada Climb to Highest in 8 Years (Bloomberg) — Canadian consumers filed the most insolvencies in eight…
The median 2017 graduate who borrowed for a bachelor’s degree left school with about $25,500 in debt. Last month, Massachusetts Senator and Democratic presidential hopeful Elizabeth…
More than 40 years ago, while Congress debated new legislation to regulate debt collection practices, ACA International members had a debate of their own: if the…
We all know that credit history is important because it’s how lenders, landlords, and sometimes even employers assess our creditworthiness. Anytime you apply for a loan…
Your rich Uncle Sam is calling in his chips. The U.S. government stepped up collections on delinquent student debt to $2.9 billion last year — or…
Crane Credit Union reported a strong first quarter to open 2019. Membership increased 2.37% over the previous quarter to 50,881 members. In addition, Credit Union assets…
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