Medical, student debt to New York State suspension continued through April April 9, 2021CreditBy toptierfinancial April 03 2021 05:00 pmRead more: creditandcollectionnews.comuncategorizedPost navigationPrev PostPrev Post:Next PostNext Post: Related postsCFPB Targets Credit Card Late Fees As Junk Fees, Proposes Significant Reduction In Safe Harbor For Card IssuersMass AG Campbell Reaches $6.5 Million Settlement With Home Security CompanyU.S. Foreclosre Activity In January Continues To Increase Annually For 21 Consecutive MonthsChallenge To NY’s Rent Control Law Heads To US Supreme CourtCFPB Looks to Expand Its Oversight of Nonbanks through Two Controversial New Registries$5MM TCPA Robocall Class Action SettlementIllinois Passes Law To Give Bank Access To Low Income CommunitiesCredit card debt increased to record $931 billionNearly 1 in 4 Americans in relationships are hiding financial secrets from their partnersPresident and CEO Dan Schulman Announces Intention to Retire from PayPal at 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around holidaysCommercial Credit Acquires Keystone Equipment FinanceStudent Loan Payment Pause Extended Through May 1Credit Acceptance Settles Mississippi Lawsuit Over ‘Unfair And Deceptive Practices’Pennsylvania Exempts Canceled Student Loans From TaxesTyndall Federal Credit Union deposits $11 million into members’ accounts65% of Americans Have Made a Purchase with a Credit Card in the Last 12 MonthsAmerican Express Expands Partnership with Nova Credit to Help Extend Credit to More Newcomers to the U.S.California Debt Collection Licenses Due By End Of YearAlmost 100,000 Americans fell victim to credit card fraudStudent Loan Payments Restart Soon: What You Need To Do NowUsing Debt Verification And Debt Validation Letters To Respond To CollectorsTransUnion Forecasts Slow Growth In Consumer Credit in 2022The New Reg F: Updates To The Fair Debt Collection Practices ActBuy Now, Pay Later In CFPB’s CrosshairsWhen Do Credit Cards Get Reported to the Credit Bureaus?New Debt Collection Rules Could Lead To ScamsLawmakers Warn FinTechs About Potential Bias Baked Into AI-Based Financial Tools‘Debt collectors are chasing me for a £1.99 toy ice cream van’Credit Union Conferences in 2022: An Evolving ListTransUnion Forecasts Originations to Non-Prime Borrowers Will Continue to Rise for Many Credit Products in 2022DFPI Reaches Agreement To End High-Interest Rate Loans Marketed By LoanMart For 21 MonthsPhantom Debt Collectors Permanently Banned From Industry In FTC SettlementCredit Unions in the West & East Welcome New TalentShould You Use A Credit Card To Pay For Medical Bills?Loans can become unwanted debtMore than 30% of Americans have medical debtMedical Debt Crushes Black Americans As Hospitals Sue To CollectCredit Card Debt Rose By $17 Billion In The Third QuarterHalf of Americans Believe That Debt Won’t End at RetirementCalifornia DFPI Seeks Comments on Modifications to Proposed Regulations Under Debt Collection Licensing ActIn the BNPL Future, Everyone is a LenderPSCU Collaborates with CPI Card Group to Reduce Plastic WasteMost Americans with Medical Debt Owe More Than $2000Senator Doubles Down On Data Privacy, Sends Letter to CFPBVisa launches crypto advisory service for financial institutions, merchantsReceeve, a debt recovery and collection platform, takes total funding to $16M with ABN AMROServus Credit Union shares $54.6 million in profits with member-ownersPenFed Credit Union receives four 2021 Sarpy County People’s Choice awardsWisconsin Hospitals Revved Up Debt CollectionCFPB Clarifies How Debt Collectors Can Contact You On Social MediaCFPB Announces Ceiling On Allowable Charges Under FCRA Will Increase In 2022Current Mortgage Rates Tick HigherDebt Collectors Can Now DM Debtors On Social MediaDebt Collection Rule And Call LimitsCredit card applications are on the riseNY Consumer Fairness Act Impacts Debt CollectionCredit Card Balances And Household Debt Rise To Pre-Pandemic LevelsBuffalo-Based Debt Collection Businesses Shut Down By NYS Attorney General’s OfficeU.S. Bank Profits Dip On Slower Reduction In Loan Loss ProvisionsEncore Announces Findings Of Economic Freedom StudyMortgage debt growth accelerates, but borrowing activity stallsMillions more are buying now but paying later, credit data company Equifax findsClass Action Targets Credit Card Processor for Merchants’ Claims of FraudMillions of consumers have cut their debts, so why are financial experts sounding alarms?Illinois Judge Sees No Injury Over Partial Reveal In Debt Collection LetterSynchrony Bank To Pay $3.5M To Settle Debt Collections LawsuitFair Debt Collection Suit Over Disclosure of Consumer Info Removed to Fed CourtPenFed Credit Union Partners with Wreaths Across America to Honor Veterans and Provide Remembrance Wreaths for Gold Star FamiliesMountain West Credit Union Association President and CEO Scott Earl announces retirementCalifornia Utilities Leaving Millions in Debt Relief on the TableEquifax, Others Sued over Fair Credit Reporting Act ClaimsEleventh Circuit Revises FDCPA Decision In Hunstein CaseCongress Urges CFPB To Crack Down On Inaccurate Credit ReportsAmericans Have Never Been In So Much DebtCredit card interest rates are near all-time highs43% of Americans Have Less Than $500 Saved for Medical BillsMore than 50% of Americans are credit card ‘deadbeats’Leominster Credit Union donates to Fathering FathersMedical Debt and Reg F: Communication, Communication, CommunicationMore than 10-million in SA have impaired credit recordsAmericans Paying 25% More Towards Car Loans Than 10 Years AgoCFPB Concerns About Section 1071 Regulatory Burdens on Small BanksFreddie Mac Wants Landlords to Report Rent Payments. That Could Help Renters Build CreditIrish Credit Bureau faces €1.84m redundancy costs as liquidation loomsConsumer Credit Use Grows At The Slowest Rate In 7 MonthsU.S. Auto Loan Debt Balloons To $1.4 TrillionCredit-card giants shrug off rising buy-now, pay-later threatAlliant Credit Union Provides Three Loans Totaling $51M for Student Housing Deals in Southeast, TexasFTC Returns Money To Consumers Harmed By Phantom Debt CollectorSmall banks, credit unions warned to brace for pandemic aftershockCongress’ Meddling With Your Credit Card Fees Could Cost YouCard Issuers Have Resisted Slashing Credit Limits During PandemicPainful Debt: How Credit Card Bills Can Hurt Your HealthNavigant Credit Union announces two promotions on award-winning residential mortgage teamJustice Department Obtains Over $1.5 Million from American Honda Finance Corporation to Compensate Servicemembers Whose Federal Rights Were ViolatedBig banks resist most direct road map to net zero emissionsWith U.S. Credit Default No Longer a Likely Threat, Eyes Turn Back Toward the FedCFPB Report Examines Credit Card Debt DeclineMinorities hit hardest by student loan debtPenFed Credit Union Receives Gramercy Institute’s ‘2021 Financial Content Marketing Award’ in Consumer Lending CategoryTuberville Bill Would Nix Proposed IRS Bank Monitoring MeasureRecord number of credit cards opened in JuneWill Medical Bills Impact My Car Buying Ability?Student Loan Forgiveness Won’t Be Available For Everyone, But This Plan Is Available NowEquifax, Prosper Marketplace Sued Over Credit Report ClaimsBig Credit Card Issuers Make Their Moves In Buy Now/Pay LaterStudent Debt Weakens Retirement SecurityFacebook To Act As Debt Collector For Everyone But Civilian White MenNCUA has asked credit unions to comment on crypto. So far, crickets.DFPI Bulletin Digest: September 2021Monterey Financial Services Acquires Continental Central CreditD.C. Mayor Makes The Call On Amended Debt Collection LegislationCredit Card Revolving Debt Approaching $1 TrillionPayday Lenders Lick Their Chops in Anticipation of New Loan SurgeNo, Biden Can’t Forgive Student Loans By Executive OrderFTC Approves Changes to Five FCRA RulesEducation Department Garnished Wages For Student Loans Despite Covid-19 Moratorium, But 11,000 Borrowers Still Need A RefundCredit Acceptance Announces Resolution Of Litigation With Massachusetts Attorney GeneralMountain America Credit Union Celebrates 100th Branch in Henderson, NevadaDebt Collector Hit By Massive Ransomware AttackCFPB initiates new credit card agreement technical specs6th Cir. Holds Mere Confusion Does Not Impart Article III Standing, Reverses FDCPA Ruling in Favor of DefendantCredit Card Charge-Offs: The Lowest Rate since 1985TransUnion To Buy Consumer-Data Aggregator Neustar For $3.1 Billion In Cash – Yahoo FinanceU.S. Bank Profits Drop As Industry Slows Reductions In Credit Loss ProvisionsDebt Collecting Company Faces Lawsuit After Single Phone Call In Attempt To Collecting An Alleged Debt From The PlaintiffAmazon and Walmart are cutting out banks as they crack the code for financeFTC Clarification On FCRA Rules Applying To Motor Vehicle DealersTransUnion To Buy Information Services Firm Neustar For $3.1 Billion In CashCredit card debt plagues renters as eviction moratorium expiresCredit Acceptance (CACC) Settles Auto-Loan Lawsuit, To Pay $27.2MCitigroup Credit Card Delinquency Rate Improves; AmEx Holds SteadyMinnesota Regulator Issues Consent Order Against Lexington LawFTC Sends Refund Checks To People Harmed By Abusive Debt CollectorWhy some backers of student lending product welcome CFPB crackdownThe CFPB Looks to Increase Transparency for Small Business LoansCFPB Finds That Income Share Agreements Are Credit ProductsU.S. Credit And Debit Card Spending Up 21% In JulyDebt collection: The hidden downside of BNPLThe CFPB Latest Proposed Rule Focuses on Small Businesses’ Access to CreditDebt Collector To Repay $1.6M To Washington ConsumersNegative Media Coverage Is Curtailing Medical Debt Lawsuits Against PatientsRethink Debt Collection with AI and MLCFPB Issues NPRM on Dodd-Frank 1071How to minimize credit damage from medical billsHospitals Stopped Suing Patients For Unpaid Medical Debt After Media Exposure & Public PressureCalifornia Licensing Requirements Checklist Posted On NMLSJudge Grants Final Approval To $1.1 Million Settlement Against Debt CollectorCalifornia must end legal abuse of borrowers by collection agenciesMississippi hospital has sued more than a hundred of its own employees over medical debtCredit Card Issuers Struggle To Meet Evolving Customer ExpectationsGeorgia Settles With Debt Collection CompanyFHFA Announces Fannie and Freddie Housing Goals Through 2024CFPB Says Loan Originations Rose in 2020, Led by RefinancingMedical Debt Soars To $140B; States Without Medicaid Expansion Hit HardFunding Circle Debt Buyer Wrongly Shared PGs With Credit AgenciesMajority of Navient borrowers ‘underwater’ on student-loan paymentsNew Bill Would Allow Student Loan BankruptciesA senator said 3 decades ago the student-loan system was broken. Everything has gotten worse since.California DFPI Seeks Several Comments On Draft Regulations, Including Debt Collection Licensing ActMedical Debt Firm Liable For Violating Do-Not-Call Request, Appeals Court RulesFannie’s New Rental History Credit Boost Not as Simple as it Sounds‘All-In’ 36% Rate Cap Would Reduce Access To Credit For MillionsT-Mobile Says Hack Exposed Personal Data of 40 Million People64 Debt Collection firms file for registration with National Bank of Ukraine10th Circuit Agrees Debt Collection Agency Violated Law In Contacting ConsumerSenators probe Amazon’s biometric payment system, Amazon One, over privacy concernsStudent loan companies spend millions on lobbying amid extended loan moratoriumHealthy Credit Market Drives Lending ReboundHealthy Consumer Credit Market Drives Return to LendingStudent Loan Cancellation Through Bankruptcy More Likely Than Wide-Scale Student Loan Forgiveness If Congress Passes This New BillAmericans’ debt rose $313B in Q2 – here’s how to help pay yours downMedical debt is hitting hardest for people in the SouthConsumer Credit Default Indices Show Fourth Straight Drop In Composite Rate In July 2021Eastern District Of NY Dismiss Six FDCPA Cases Over Language UseGeorgia Reaches Settlement with Turtle Creek Assets after Allegations of Violating Fair Debt Collection Practices Act and Georgia Fair Business Practices ActSmall banks and credit unions fear heavier toll from new lockdownsMillions Of Americans See Credit Card Limits Cut And Accounts Closed During COVID-19 PandemicNearly one million credit cards offered on underground forumFTC Sends Nearly $2.3 Million In Refunds To People Who Lost Money To Credit Card Debt Relief SchemesAuto Loan, Credit Card Applications Hit Records in the US‘It Broke My Heart’: St. Dominic’s Debt Collectors’ Tactics Cause Lasting DamageJune Case Filings Up For FDCPA, FCRA and TCPASenators Introduce Bipartisan Bill To Allow Student Loan Discharge In BankruptcyLenders, Debt Collectors Got Millions In Pandemic BailoutsNJ Court Rules In Favor Of Bank After Wrong Number AddedEviction moratorium could leave landlords, tenants in the lurch with growing rental debtWashington, DC City Council Unanimously Approves Amended Debt Collection LegislationNew Mexico Sets Rules To Launch Pandemic Debt CollectionConsumers are charging much more than credit card balances might suggestLoan defaults drop below pre-pandemic levelsCan a Debt Settlement Firm Charge Upfront Fees?Hunter Law Puts Limit On Debt Collecting For Municipal Ordinance ViolationsA New Think Tank for Debt Collection Issues In CaliforniaDischarge Student Loans In Bankruptcy? Courts Disagree — But Reform Could Be Coming7th Circuit Shrinks Lawyers’ $59 Million CFPB PenaltiesGraduate Students Owe Nearly Half of All Student Loan DebtSenate Economic Policy Subcommittee Sets Hearing On Student LoansCalifornians Took Out 40% Fewer Payday Loans Amid Pandemic$113M Caro Federal Credit Union takes on Wells FargoMedical Debt Now Outweighs All Other Personal Debt In U.S.How Banks Are Helping Low-Income Americans Save for Their FuturesAmerican Bankers Association cites value for businesses in accepting credit cards7th Circuit Says Credit Agencies Need Not Dig Into Debt OwnershipAG Healey Warns Debt Collectors That Child Tax Credit Payments Are Off LimitsCalifornia Debt Collection License Applications Will Be Available Sept. 1Tax Refund Offsets For Student Loans Set To ResumePrivate Student Loans Can Be Discharged In Bankruptcy, Court Tells NavientConsumer Delinquencies Fell In First QuarterColorado Repeals Ban on Credit Card SurchargesBill Would Allow Debt Settlement Companies To Operate In OhioWill Biden cancel student debt with an executive order?New Rental Credit Reporting Partnership Aims to Help Renters—Will Landlords See Benefits, Too?CFPB on Buy Now Pay Later and How to Put in Practice3rd Circuit Ruling On Bar Codes Has Implications For Debt Collectors – JD SupraWhy Banks & Credit Unions Should Pounce on the ‘Payday Revolution’ – The Financial BrandNavient must face broad borrower lawsuit over payment allocation – ReutersDC makes moves to combat ‘aggressive debt collection’ after COVID protections expire – WTOPSettlement Reached in Lawsuit Over Municipal CU’s Fraud & Corruption Case – Credit Union TimesPresident Biden Signs Bipartisan Bill to Curb Predatory Lending | The Crusader Newspaper Group – The Chicago CusaderBiden administration cancels additional $55.6 million in student debt – USA TODAYAmericans Are At Least $27.6 Billion In Debt To CourtsBiden Removes Chief Of Housing Agency After Supreme Court RulingNew Bills Would Reshape Credit Reporting For Private Student Loan Borrowers And Other ConsumersConsumer Demand For Auto Loans, Credit Cards Up 39 Pct In AprilPreferred Collection And ACA Tell 11th Circuit That SCOTUS Opinion In Ramirez Supports Request For Rehearing In HunsteinConsumer Files Complaint Against PayPal and TrueAccord Over Wrongful Debt Collection PracticesCalifornia Moves To Regulate Debt Settlement IndustryCredit Unions Helped Save Small BusinessSenators call for consumer protections against ‘involuntary’ medical debtNew York DFS enters into two dealer finance charge consent ordersCongress considers credit-reporting overhaul, including putting government in charge of scoresSenators Urge Biden Admistration To Protect Patients From Medical Debt CollectionsCalifornia Legislature Looks To Halt Child Support Debt CollectionsTori Spelling’s debt collector demands LA Sheriff’s Office force star to pay $6K debtTransworld Systems Completes Acquisition Of Account Control Technology HoldingsCFPB Issues Consent Order Against Auto Lender For Fee And Interest PracticesPrivate Label Credit Cards Market Buffeted by COVID-19Indiana District Court Grants Partial Summary Judgment for Defendant in FDCPA CaseConsumer Credit Default Indices Show Second Straight Drop In Composite Rate In May 2021Connecticut Debt Collectors Can Continue To Work From HomeWhat Small Business Owners Need to Know About CreditCFPB Releases Latest Supervisory Highlights on Consumer Reporting Accuracy, Debt Collection and Public Service Loan ForgivenessCredit insurance industry ready to take back underwriting control as government reinsurance scheme endsFHFA Follows CFPB To Protect Borrowers Once COVID-19 Foreclosure And Eviction Moratoriums EndNew California laws address student loansHouse Democrats Propose Government-Run Credit Reporting SystemABA Credit Conditions Index: Business and Consumer Credit Markets to Experience Sustained ReboundMeet some Buffalo debt collectors accused of unlawful practicesCredit Card Balances Drop By Second-Largest Amount Since 1999ACA International Welcomes New Members in MayFears of Post-Hardship Defaults OverblownStudent Loans Report Claims Student Loan Servicers Failed You During Covid-19 PandemicWisconsin District Court Orders Sanctions for Consumer Attorneys in Two CasesAs credit unions resume M&A, bankers renew attacks on tax exemptionWhat CFPB Data Sharing Rule Would Mean For Financial InstitutionsMedical Debt Collection Bill Takes Effect July 1 In NevadaU.S. government fails to collect over $1 billion in debt from nearly 1,300 collegesWisconsin Governor, Attorney General, Department Of Justice Sue Joint Finance CommitteeNevada Medical Debt Bill Clears Governor’s DeskSubprime Auto Loan Company Settles Allegations It Turned Blind Eye to Shady Car DealersNearly 9 million older Americans still have student loan debtTrump Should Pay $560K For Border Visit Debt: Texas JudgeAgencies aren’t doing enough to stop online fraudMinnesota Settlement On Medical Debt Saves Hutchinson Health Patients $184,000Education Department discharges $500 million in debt for 18,000 ITT studentsBig Banks Outperform Regions in Mobile AppsSecond Circuit Rules Debt Collector Did Not Violate FDCPAFederal student aid head Richard Cordray talks student loans: ‘We intend and will hold the servicers accountable.’American Express Ranks No. 1 in Customer Satisfaction in the J.D. Power U.S. Online & Mobile App Credit Card Satisfaction Studies34% Of Consumers Have Found A Mistake On Their Credit ReportCUNA Strategic Services Announces Relationship with Zest AI to Support AI-Driven LendingNew Arizona Law Allows Debt Collectors Access To Your Home’s EquityConsumer Debt Driven By New Mortgages, But Credit Card Debt At 6-Year LowU.S. Household Debt Up Significantly Amid Pandemic, But Consumers Cutting Up Credit CardsNCUA issues no bans for first time in four yearsHouse Subcommittee Assesses Consumer Credit ReportingAuto, Student Loans Fuel April Rise In US Consumer BorrowingDebt Settlement Offer Without Interest Notice Upheld as LawfulCredit Card Debt has Fallen during the PandemicWith Credit Card Fraud Facing Extinction, ID Theft Looks To Fill The VoidNorthern Credit Union to Deploy Scienaptic’s AI-Powered Credit Decisioning PlatformEleventh Circuit Decision In Hunstein Places Debt Collection Business Models At RiskEducation Department Rescinds Policy Restricting State Oversight Of Student Loan Servicing Companies And Debt CollectorsU.S. Banks Are Poised For ‘Record Level’ Earnings In 2021Credit Demand From Americans Fell During The Pandemic — Except In One Major WayDebt Collectors May Be Called In To Recover $20m In Unpaid Hotel Quarantine BillsCredit reporting accuracy benefits borrowers, lenders alikeConsumers have begun to open new credit card accountsDelinquencies Fall For Real Estate-Backed MortgagesExperian expands employment services with new toolAn Early Warning From Trades to Congress and Banks Over Military Base IssueBrightStar Credit Union to break ground on new corporate headquartersCFPB Auto Finance Consent Order: A Sign Of Things To Come For Add-On Products?Fintech TrueAccord Reveals that CEO Ohad Samet Joins California Dept of Financial Protection and InnovationUnited Federal Credit Union marks autism acceptance month with donation to the LOGAN CenterFDIC says credit card balances dropped in Q1Subprime lenders battle for survival as regulator takes harder lineLendingClub CEO: Getting Ready For The US Consumer’s ‘Great Normalization’NAFCU Introduces New Online Community: ONES + CFPB Supervision NetworkAverage National VantageScore® Credit Score Continues to Increase to 694; Up Six Points From Early Pandemic LevelsWells Fargo, Bank of America Finance Predatory LendersDebt Collectors Can’t Garnish Your Stimulus CheckCredit card debt has plungedMillions of Debt Mistakenly Added to Credit ReportHouse Passes Measure To Assist The UnderbankedAuto Loan Originations To Subprime Borrowers Drops While Prime-Risk Loans IncreaseAuto Lenders Ease Credit Access In Q1CFPB Orders DMB Financial To Pay $5.4M In Restitution To ConsumersMetrics Continue To Improve On Credit Card DelinquencyToyota Motor shares gain for third day, hit record highMountain America Credit Union’s Goals Program with the Arizona Coyotes Donates $8,000 to Fighter Country FoundationGreenState Credit Union looking to hire at least 40 people; offers incentive program for bilingual employeesHouse Passes Debt Collection BillNew Law Blocks Debt Collectors From Stimulus FundsCan Debt Collectors Haunt You Through Social Media?Sample Language For Debt Collectors In Eviction MattersSupreme Court Rules Attorney General Can Investigate Debt Resolution Company Accused Of Ripping-Off ClientsAG’s Office Takes Over Nearly $18M Of Pa. Student DebtVisa switches on Apple Pay support in JapanACA Members and CEO Mark Neeb Share Implications of Hunstein Case for the ARM Industry in American BankerHousehold Debt Climbs To $14.64 Trillion, Due To Jump In Mortgages And Car LoansBankers Worried Over Credit Card Balances Paid In FullIllinois Will Now Grade Credit Unions and Mortgage Companies on Their Commitment to Fair LendingBristol University threatens to use debt collectors against rent strike studentsBiden’s Education Secretary isn’t ruling out an extension of the student-loan payment freezeU.S. Bankruptcies Have Been Cut In Half Since COVID WaveDFPI Issues Proposal On Debt Collector Licensing ApplicationsAfter CFPB Refuses to Change FDCPA’s Strict Liability, 9th Circuit Permits Bona Fide Error Defense for Statute of Limitations MistakeFannie, Freddie overseer issues final rule on “living wills”Credit Card Confidence Climbs Again in AprilA millennial paid off $23,000 of student loans in 5 years thanks to 3 simple movesDepartment of Financial Services investigating nursing home debt collection practicesRichard Cordray is Biden’s pick to oversee federal student loansThe Elizabeth Warren ally just picked to oversee US student loans could help make her debt-cancelation dream come true1 In 4 Americans With Debt Are In CollectionsRichard Cordray to oversee America’s student loansCalifornia keeps millions in child support while parents drown in debtWhy Are Complaints About Credit Bureaus Soaring?ACA Members Appointed to California’s New Debt Collection Advisory CommitteeDebt Collectors Would Be Barred From Taking COVID-19 Stimulus MoneyStudent Loan Debtors Seek High Court Standard In Debt DischargeMore Americans’ Medical Debt Going To Collection Agencies Since PandemicIs the U.S. Student Loan Program in a Deep Hole? One Banker Thinks So.UK Payday Lenders Start Suspending New Loans In CovidWA Lawsuit Targets Court Practice Of Sending Unpaid Fees To CollectionsACLU files class-action lawsuit against Pierce County over court feesHistorical U.S. Credit Card Delinquency Rate StudyCFPB Rescinds Additional Policy Statements on Credit ReportingCFPB Takes Action Against A Debt Settlement Firm For Directing Consumers To High-Cost LoansMortgage Payments Higher Priority Than Cars, Credit CardsPaying Off Credit Cards Takes Money and the Right MindsetYour Unpaid Dental Office Bills Need a Debt Collector ASAP!Illinois is paying off $25 million in student loansThird Circuit Rejects Debtor’s Claim that Invitation to Call Deceives Debtors of Legally Effective Means of Disputing a DebtAuto Loan Delinquencies Rising; Cards Next?New York State Debt Collection Suspended For 13th TimeHouse Financial Services Committee To Mark-Up Bills Dealing With Debt CollectionAttorney General Urges Action to Help Students With Loan DebtCFPB Opens Comments On Proposed Delay In Effective DateFreddie Mac Resources for Homeownership: In Times of Crisis, #HelpStartHereEmergency Rule Bans Credit Scoring In Washington For 3 yearsConsumers Shifted Credit Payment Behaviors in the U.S. and Other Global Markets as a Result of COVID-19Wells Fargo profit beats estimates as credit costs stabilizeDepartment Of Education Halts Collections For Defaulted BorrowersFederal Student Loan Debt Burden on Display in Senate Subcommittee HearingOntario regulator to provide $500M credit facility to PACE Credit UnionUnited Federal Credit Union names Bill Golden Mortgage advisor in Carson City, NevadaIRS fails to collect billions of dollars in tax debt each yearCFPB Fines Debt-Settlement Firm SettleIt For Abusive PracticesBill On Medical Debt Awaits Governor’s ActionCommunity Association Pitfalls: State & Fed. Debt Collection LawsTop mortgage lenders of 2020, according to early HMDA analysesBiden Wants to Shut Down Credit Bureaus – What Would That Mean for You?CFPB Seeks To Delay Effective Date Of Debt Collection Final Rules (Regulation F)Acceleration in Student Loan Debt Could Block Millions From HomeownershipMaryland Medical Debt Collection Requirements Bill Awaits Governor’s Signature9th Cir. Holds FDCPA ‘Bona Fide Error’ Defense Can Be Raised In ‘Out of Statute’ (Time-Barred) Debt Cases5th Circuit Rules Law Firm Allowed To Send Debt Dispute Letters On Behalf Of ClientsMost big debt collectors backed off during the pandemic. One pressed aheadCFPB And FTC To Crack Down On Unfair Eviction PracticesCFPB Considers Extending Mortgage Forbearances through Year-End; What About Cards?Oregon asks US Dept. of Education to forgive more ITT Tech student loansJustices’ View on Credit Reports Carries Impact for Data ClaimsCredit Market Conditions Improve Sharply for Consumers and BusinessesSenator Toomey Blocks Bill Protecting Stimulus Money From Debt CollectorsPandemic, Credit Reporting Issues Send CFPB Complaints Up 54%House Bill Would Protect Consumers From Predatory Debt CollectorsUS Canceling Student Loan Debt for Over 40K Americans With DisabilitiesMedical Debt Collector, 41 US States Reach Settlement Over Hack Of 21Mln Americans’ DataHere’s a strategy to help you reduce credit card debt—if you do it rightCredit card borrowing falls to lowest in level in 4 yearsWhat happens once the ban on foreclosures, evictions end?Consumer Groups Say Medical Debt Bill Is a First Step, But More Is NeededAG James Issues Guidance To Protect New Yorkers’ Stimulus Payments From Debt CollectorsWhat Is the FDCPA?Delinquent Student And Non Fraud Past Felons Can Now Receive PPP LoansOregon Continues To Bar Debt Collectors From Going After Stimulus MoneyCFPB charges student loan debt-relief operationCFPB Encourages Financial Institutions And Debt Collectors To Allow Stimulus Payments to Reach ConsumersCongress May Cancel Student Loans More Than OnceWalletHub Reports Record $83B drop in credit card debt in 202041 States Settle With Collection Agency Over Data Breach Affecting About 21 Million AmericansCFPB Rules Discrimination By Lenders Based On Sexual Orientation And Gender Identity Is IllegalIC Federal’s new CEO leans into outsider statusNY AG James Blocks Debt Collectors From StimulusMinnesota Legislators Push To End State Collection Of Tax Refunds For Private Hospital DebtCredit Repair Industry Loses Bid to Halt CFPB, FTC Enforcement7th Cir. Holds ‘Stress and Confusion’ Not Enough for Standing in FDCPA CaseFTC Staff Provides Annual Letter To CFPB On Debt Collection ActivitiesToomey Blocks Bill That Prevents Debt Collectors From Taking Stimulus Checks.Biden Just Canceled $1 Billion In Student Loan DebtConsumer Credit Default IndicesAfter CFPB Refuses to Change FDCPA’s Strict Liability, Ninth Circuit Permits Bona Fide Error Defense for Statute of Limitations MistakeCongress Urged to Stop Debt Collectors From Snatching Relief ChecksHospital Debt-Collection Lawsuits Spur New Ways To Push BackConsumer Credit Card Debt Hits Lowest Point Since 2017Millionaires Owe IRS More Than $2B in Unpaid TaxesAmericans Paid Off $83 Billion In Credit Card Debt During PandemicPrivate Debt Collectors Can Seize $1,400 Coronavirus Relief Checks To Pay CreditorsNCUA board members call for reforming de novo processConsumers In Mortgage Forbearance Could Drop Out Of Auto MarketConsumer Complaints Against Credit-Reporting Agencies Double During PandemicVan Hollen Looks To Curb Medical Debt Collections, Wage GarnishmentsNew York Extends State Debt Collection Until March 31Why Americans will receive 48 billion robocalls this yearUSDA temporarily suspends farm loan debt collections, foreclosuresNACM’s January Credit Managers’ Index Soars in the New YearWill Biden’s CFPB Clamp Down On Subprime Auto Lenders?Subprime Auto Buyers Pummeled By PandemicSeventh Circuit District Court Affirms That “Annoyance and Confusion” Without Detrimental Action is Insufficient to Establish an Injury in FactCan we solve the payday loan debt trap?California Franchise Tax Board Suspends Certain Debt Collection ActivitiesStudent debt cancellation should consider wealth, not incomeCredit Unions Kept Pace With Mortgages in 2020NY State Senator Introduces Bill To Tax Consumer Data CollectionCovid Loans Debt Collection Agency AbandonedMillions of Americans are behind on their student loansVA Again Extends Debt Collection MoratoriumAuto Loan Subprime Performance LagsConsumer Credit Activity Continues to Rise from Pandemic Lows; Auto Loan Subprime Performance LagsFHFA Extends Forbearance Policies For Up To 15 MonthsDelaware Sues Debt Settlement Law Firm Centerdon GroupLenders And Loan Servicers May Be Required To Report Delinquent Loans As Current Under The CARES ActSmall-Claims Debt Cases On The Rise In Philadelphia CourtTCPA’s Constitutional Infirmity Post-SCOTUS’s Barr DecisionProposed State Bill Would Halt Some Student Debt CollectionCFPB Issues Small Entity Compliance Guide On Debt Collection RuleNo FDCPA Harm, No FDCPA FoulBiden’s CFPB Focuses On Debt Collection As Early PriorityNew Rule Lets Debt Collectors Contact Through Email, Text And Social MediaBiden Wants To Shut Down Credit BureausCFPB Considers Halting Implementation Of Debt Collection RulesVenmo’s Debt-Collection Practices Probed By CFPBEvictions And Debt Could Spike When Pandemic Rent Comes DueWhy millions of Americans are now tapping credit unions for loansNew York Suspends State Debt CollectionNew York AG Eyes Credit Acceptance Corp In Regulatory ProbeSuspension Of NYS Debt Collection Renewed For 10th TimeUSDA Temporarily Suspends Debt Collections, Foreclosures On Farm LoansHow Debt Collectors Could Soon Be Able To Reach You Through Social MediaSenators Unveil Sweeping Bill To Discharge Student Loan And Medical Debt In BankruptcyCredit Card Fraud Cases Surge 29%Student Loans Weigh Heavily On Black And Latino Borrowers In North CarolinaCredit Acceptance Announces Fourth Quarter and Full Year 2020 ResultsBankruptcy Filings At Their Lowest In 34 Years Despite Massive UnemploymentNew York tenants may now be more than $2 billion in debt to their landlords7th Cir. Holds FDCPA Consumer’s Confusion And Hiring Attorney Not Enough For Article III StandingElizabeth Warren calls for new leadership to oversee student loans — and calls Betsy DeVos era a ‘disaster’51 Million Americans Increased Their Credit Card Debt Because Of CovidNew Program Reclaims More Than $141,000 In Unpaid Court Fees & FinesNew NCUA chief faces hard sell on consumer protectionCan Student Loan Debt Eat Up Your Social Security Benefits?Biden expected to tackle student loan debt crisis, what the impact would beCFPB Task Force Recommends Congress Authorize the CFPB to Issue Licenses to Non-Depository InstitutionsDelinquencies Improved In Second And Third Quarters Of 2020Big Banks’ Earnings Reflect the U.S. Economy Joe Biden Is InheritingWater crisis looms as California households struggle to pay bills, suppliers lose revenueDebt collection scammers on the rise amid pandemic, stimulus paymentsCFPB exempts some credit unions from escrow regulationsFHFA Continues To Extend Foreclosure And REO Eviction MoratoriumsUK Debt Collectors Want More To Do With Unpaid COVID DebtsAs Medical Bills Continue To Be A Source Of Stress In 2021, Americans Look To Their Doctors For A CureDebt Collection Advisory Warning New Mexicans About Predatory Collection PracticesStudent Loan Debt Forgiveness Could Be Closer Than Ever, But Challenges Still RemainNew York’s largest health system is reportedly suing 2,500 patients over unpaid medical debt even though most hospitals suspended their claims during the coronavirus pandemicFederal Student Loan Forbearance Extended By Extra MonthCourt Grants $122k Summary Judgment Against Debt Collector For Using Predictive Dialer To Contact Revoking DebtorAlder Fined $600K For Using Consumers’ Credit Scores Without Proper NoticeBanks Keep Piling Credit Card Fees On Retailers. Congress Must ActCredit Applications Are Down and Rejection Rates Are UpBanks Still Have Cards to Play in Payments RaceCFPB Issues Advisory Opinion On Special Purpose Credit ProgramsCFPB Rule Series Part Two: Credit Reporting 101CFPB Rule Series Part Two: Credit Reporting 101Collection House shares plummet on reinstatementUS Credit Card Applications TumbleCredit Union Fraud Falls in 2020Card Issuers’ Charge-Offs, Delinquency A Mixed Bag In NovemberNinth Circuit Credits Experian Arbitration Clause and Class Action WaiverStudent Loan In Collections, But Now You Can Pay? Here’s What To DoThe average FICO Score for someone with a credit card balance in 2020 was 735, says Experian.Sikorsky Credit Union Donates To Local NonprofitsDebt Collection December 2020 Final RuleCFPB Denies Guaranty Agency’s Petition To Set Aside CIDDebt Collection Calls: Do’s and Don’ts15 States With the Most Student Loan DebtLawmakers Urge VA To Continue Deferring Debt Collections; Agency Says It Won’tCongress May Cancel Student Loans In New Stimulus PackageLenders: Get Set For 2021’s Ugly Wave Of Consumer Credit CollectionsNCUA seeks input to improve transparencyWisconsin Hospital Still Suing Patients For Overdue Debt Despite Vow To Curb Practice During PandemicPreparing for student loan payments to resume in FebruaryAmex Platinum Adds $30 Monthly PayPal Credit – One Mile at a TimeHow the Fed Stifles LendingU.S. Department Of Labor Announces New OSHA Debt Collection InitiativeFirm barred from lending for unfair practicesCredit Card Apps (Mostly) Hold Their Ground In Latest Provider RankingSoFi to Launch a Credit Card for Paying Off LoansCFPB Weighs in On the Side of the Debt Collector in FDCPA Dispute Over $0.00 in Interest and FeesACA International Responds To CFPB’s Updated Debt Collection RuleU.S. Still Faces Possible Default Wave, Asset Declines Due To PandemicCFPB Said October 2020 For The Final Debt Collection Rule7th Cir. Rejects FDCPA Claims That Collection Letters Falsely Implied Future Interest And Late FeesCredit card issuers push for new cardholders heading into holiday seasonDebt Collectors In California May Have Seized $700M On Scant Evidence & Other Questionable PracticesBig U.S. banks’ day of reckoning is delayedDebt Collection Report Is Issued To CongressDefault rates dip in all major metrosDistrict Court Holds Letter Notifying Debtor Of Change In Debt Ownership Can Fall Under FDCPAArizona Debt Collectors Amass $1.6 Million Using Threats, IntimidationOnly 11% of Federal Student Loans are Being Paid!California Enacts Stronger Financial Protections For ConsumersThe average American has $90,460 in debt—here’s how much debt Americans have at every agePrivate schools group branded ‘insensitive’ over partnership with debt collection agencyBanks predict mortgage default rise and higher credit card borrowing costsDo Federal Student Loans Need New Protections On Debt Collection?CFPB Urged To Stop Credit Reporting Industry From Violating FCRAOhio Attorney General Sues Debt Collection Company, Alleges Illegal Harassing And Abusive BehaviorAuto Debt Complaints Are Soaring During PandemicMortgage approvals, overdrafts and consumer credit remain below 2019 levelsBank/Financial Earnings Releases Start This Week. All Eyes On Consumer CreditPrime borrowers have a credit score almost 200 points higher than subprime borrowersStudent Borrowers Released From Legal Claims After New York Reaches Settlement With Transworld Debt CollectorsDebt Collectors Are Garnishing Wages During PandemicSerious Delinquencies Down, But Borrowers Face Challenges AheadDallas company makes $135 million buyout bid for subprime auto lenderDebt Collection Agency awarded Gold Supplier status by Top Private Schools bodyU.S. consumer borrowing falls on smaller credit card balancesCFPB Partners With Federal, State Agencies To Target ‘Phantom,’ Abusive Debt CollectionCFPB, FTC And State AG’s Announces Nationwide Crackdown On Abusive Debt CollectorsDelinquencies improve but credit unions ‘haven’t seen the bottom yet’Oversized hospital bill paintings sold to pay off medical debtsDebt Collectors Are Thriving This Year – And Now They’re Filing Even More SuitsCredit Card Rates Aren’t Following Federal Reserve Rate CutsSan Antonio’s USAA Bank receives failing grade from bank regulatorEncore Capital Group to Announce Third Quarter 2020 Financial Results on November 2U.S. Credit Card Debt Fell In 2020’s Second QuarterCredit Card Limits Being Cut Without WarningGovernment debt collection practices slammed as “deeply flawed”70% of banking sector debt affected by Covid-19 impactEncore Capital Group Statement on Consumer Financial Protection Bureau SuitAG Seeks Injunction Against Munster Debt CollectorHow Mortgage Delinquencies Could Impact Property TaxesWisconsin, FTC And Federal Law Enforcement Partners Announce Nationwide Crackdown On Phantom And Abusive Debt CollectionSanta Ana Company To Pay Feds $835,000 To Settle Student Loan Scheme That Allegedly Netted $43 MillionThe average credit score of a prime borrower is 767—here’s how much income and debt they haveMost Powerful Women in BankingCalifornia Governor Approves Debt Collection Licensing ActBuffalo-Based Illegal Debt Collecting Scheme Shut Down By The StateHow Ruth Bader Ginsburg Paved the Way for Women to Get Credit CardsDebt collection problems: StepChange call on government to ‘get its house in order’Transforming Debt Collection In The Time Of Covid-19One in four credit-cardholders couldn’t make payments in May and JuneOperators Of Student Debt Relief Scheme Agree To Pay At Least $835000Lloyds, ConnectedFi Team For Faster Credit DecisionsTenth Circuit Limits Bankruptcy Protections For Private Student LoansSnellings Law Launches New Site to Better Serve Commercial Collection ClientsAmericans Near Retirement Age Have The Most Credit Card DebtAfter five years of running S.D. debt recovery center, CGI plans to leave its state contractITT Tech Student Loans Won’t Be Collected Due To Lawsuit Settlements With StatesCFPB Gets Tough With Debt Collectors As It Readies RuleJ. Crew Group Emerges From BankruptcyNew York AG Finds Debt Collector Transworld Systems Misled BorrowersDebt Collection Agencies Hit With Lawsuit By NY Attorneys General And CFPBStudent Loan Bankruptcy Discharge Ruling May Signal Boon To BorrowersLegal win could position credit unions for more federal suitsAmericans Rack Up $45B Worth Of Medical Debt In CollectionsCredit card firms explore ways to get repaymentsFifth Circuit Affirms Dismissal FCRA Claims Based on Failure to Include a Single Credit Item on Credit ReportsJust 33% of Americans Checked Their Credit Reports in the Past Year, Down From Last Two YearsLatest financial study paints a rosy picture for consumer credit ]Homeowners need to move fast to beat new mortgage refinance fee, experts sayCredit card debt down more than 20% since COVID struckCar Sales Are Down Almost 20%, but Prices Are Setting RecordsNew York Attorney General Suspends Student Loan Payments For Another 30 DaysStudent Borrower Protection Bill On Verge Of Passage In CaliforniaNew California Law On Debt Collections BeginsCredit card firms split on fate of consumers while U.S. cuts aidStudent Debt Continues To Rise For New PharmacistsCA Legislature Passes Debt Collector Licensing BillCFPB Announces Peer Review Of Out-of-Statute Debt Disclosures ResearchMassachusetts Sues Auto Lender Credit Acceptance CorpDebt Collector Fights For Its Right To Call Debtors More Than Twice A WeekCFPB report examines early impact of pandemic on consumer credit1/4 Americans missed rent or mortgage payment in JulyMassachusetts AG Requires Debt Buyer To Discharge 300K In Educational DebtLawsuit Over “Deceptive” US Student Loans Allowed To Move ForwardDebt Collector Cannot “Outsource” Statutory Duty To Avoid Errors Under FDCPACFPB Extends Comment Period on Request for Information on Ways to Prevent Credit Discrimination and Build a More Inclusive Financial SystemNCUA, CFPB issue payday rule guidance, resourcesCredit Card Delinquencies Take A Nosedive During PandemicFannie, Freddie to Delay Mortgage Refinance Surcharge Until Dec. 1CFPB And Bank Regulators Make Life Easier For Payday Lenders In The Covid-19 PandemicPayPal vows action after advocates flag ties to unaccredited schoolsBipartisan group of Senators call for refinance fee withdrawalCredit Unions with the Largest Credit Card PortfoliosFederal Student Loan Payments Officially Suspended Until 2021: 0% Interest, No Collections, And Nonpayments Count Toward ForgivenessStudent Debt Is At An All-Time High At $1.5 TrillionCalifornia’s Debt Collection Licensing Act Moves One Step Closer To Becoming LawCFPB Credit Report Complaints Surge During COVID-19Subprime Auto Loans Get Riskier, Harder To Come ByLaw Firms Manage Client Collections Amid The COVID CrisisCFPB Can Demand Docs From NY Debt-Collection FirmNew York AG Suspends Medical Debt Collection For 5th TimeU.S. Household Debt Falls For First Time In 6 YearsCalifornia’s Most Aggressive Debt Collector Says It’s Stopping.Payment defaults expected to rise due to coronavirus crisisMedical Debt Collection Firm R1 RCM Hit In Ransomware AttackCFPB Complaints Surge During Pandemic, Led By Credit Report ComplaintsAuto Lending Lags In Q2Nearly 4 in 5 Voters Support Deferral of Student Loans Amid the PandemicCovid Triggers A Boom In US Debt CollectionBanks, Consumers Groups Tell CFPB: Don’t Rush Overhaul Of Redlining LawLenders Are Tightening Credit RequirementsOne Thing the Pandemic Hasn’t Stopped: Aggressive Medical-Debt CollectionDelinquency Rate on Single Family Mortgages Rises Sharply in June to 2.48%US credit card debt declines slightly in JuneSubprime Buyers May Face Worsening Credit Conditions This FallTrump Suspends Student Loan Payments Through December 31Debt collectors’ profits soar with people flush and easy to findDistrict Court Enters Nearly $13.9 Million Judgment In FTC Robocall ActionNo TCPA Claims Against Debt Collectors Allowed!Uncertainty about CFPB has banks leery of small-dollar lendingColorado Updates State Debt Collection LawConsumer groups sue CFPB over HMDA threshold increaseConsumer Finance Complaints SkyrocketSenate Passes Bill To Protect Stimulus Checks From Debt CollectorsAmericans Owe Nearly $1 Trillion In Credit Card DebtCFPB Sues A Texas Student-Loan Debt-Relief Operation And Settles With Some ParticipantsCFPB statement clarifies credit reporting and CARES ActOportun Dismisses 1000’s Of Debt Collectors LawsuitsInsurance company, debt collector review Dade City woman’s 4-year-old hospital billConsumers, Flush With Stimulus Money, Shun Credit-Card DebtCFPB Files Lawsuit Against Chicago-Based Townstone Financial For Alleged Discriminatory Lending PracticesStudent Loan Statute of Limitations: What to KnowMass Attorney General Secures Loans Discharges & Refunds For Student Misled by Online Education CompanyGOP Stimulus Bill Doesn’t Help With Student LoansNearly 25% Of All Loans, Credit Cards And Mortgages Are In Financial Hardship ProgramsHospitals Can Sell Patient Bad Debt to Charitable OrganizationsDemocrats Push Bill Allowing Student Loans To Be Absolved In BankruptcyDemocrats Push Bill Allowing Student Loans To Be Absolved In BankruptcyHow Tolling Orders May Complicate NY Mortgage CollectionsBig FTC Win Against Student Loan Debt Relief FirmNew York Renews Suspension Of State Debt CollectionsStates With the Highest Credit Card DebtsDeep subprime borrowers incur $1,599 more interest on the average credit card balance than super-prime borrowersCongress Debates Extending Student-Debt MoratoriumCFPB Releases Updated COVID-19 Consumer Complaint Data Showing a Decline in Debt Collection Concerns70 Million People Just Had Their Credit Card Limits Cut Or Accounts ClosedFTC, Florida AG take action against credit card interest rate reduction operationConsumer Credit Roiled By COVID-19American Credit Card Debt Plunges During Coronavirus PandemicSupreme Court To Take Up FHFA ConstitutionalityNinth Circuit Addresses FCRA Standing Analysis and Emphasizes Importance of Remedial MeasuresCFPB Issues Proposed Rule on Escrow Exemptions for Certain High-Priced Mortgage LoansAmericans with student debt owe $24,155 on averageSupreme Court Rules Against Law Allowing Debt-Collection Robocalls To Cell PhonesUS House Passes Major Credit Reporting ReformFrom super-prime to deep subprime, here are the 5 credit score categories you need to knowBill That Would Mandate Debt Collector Licenses Passes Senate, Moves To AssemblySupreme Court Orders Restructuring Of CFBPNJ Sues Dept. Of Education To Stop ‘Unmanageable Loan Debt’‘Flying Blind Into a Credit Storm’: Widespread Deferrals Mean Banks Can’t Tell Who’s CreditworthyAdvice to debt collectors in pandemic times: Watch your languageMore than a third of Americans have a credit score that’s considered subprimeWashington AG Bob Ferguson Sues Debt Collector Over Misleading LettersMore Than 106 Million Loan Accounts Skipped Payments Since Pandemic BeganFHFA Extends Foreclosure Moratorium To End Of AugustCuomo And Attorney General Renewing Suspension Of State Debt CollectionsDC Cir. Holds FDCPA Plaintiff Lacked Standing Under SpokeoUS Consumers Defer Payments On More Than 100 Million LoansWall Street Halts Massive Student-Loan Relief Deal In CourtStop Seizing Paychecks, Senators Write To Capital One And Other Debt CollectorsFCRA’s Definition Of “Consumer Reporting Agency”Can Gov. Newsom make rent, mortgage debt vanish?Credit cards use depressing as pandemic rules the roostCFPB to adopt price-based approach for qualified mortgage standardsFourth TCPA Blow To Ringless Voicemail May Be The Most Painful One YetCFPB Complaint Volume Sets Another Record In MayBetsy DeVos To Be Sued Over Partial Debt Forgiveness PolicyConsumer Credit Shows Signs Of RecoveryBanks, credit unions extend mortgage relief due to coronavirus for another 60 daysBanks Canceling Credit Cards, Cutting LimitsIdaho Department of Finance Extends Remote Work Guidance5 million student-loan borrowers may see their credit scores fall after CARES Act paused loan paymentsEleventh Circuit Partially Reverses District Court Decision Denying Motion To Compel Arbitration Upon Application Of Mailbox RuleWells Fargo settles lawsuit over denying DACA participants loans and credit cardsWhen China’s Aggressive Debt Collectors Come Knocking: ‘You Committed a Sin’Consumer Credit Defaults Edged Down In AprilCalifornia Tables State Consumer Protection Bureau ProposalCFPB Reaches $18M FCRA Mortgage Violations SettlementSenate Bill Would Ban Garnishment Of Relief Funds By Debt CollectorsCredit card originations down 73% due to coronavirusAmericans Fell Behind On Nearly 18 Million Credit-Card And Auto-Loan Payments Last MonthCFPB Issues Statement on Temporary Supervisory and Enforcement Practices for Credit Card Electronic Disclosures in Response to COVID-19College Savings Plan Bankruptcy Exemption Bill Passes SenateHow student debt became a $1.6 trillion crisisU.S. Consumer Credit Plummets In April As Credit-Card Use Tumbles By Record AmountAmericans paid off $60 billion in debt before COVID-19Debt Collectors Block Robotext Class With New Autodialer RulingNew York City Department Of Consumer Affairs Enacts Rule On Debt Collection Language ServicesKohl’s settles FTC case concerning identity theft recordsRent Collections in May Stayed Strong Despite Unemployment Increases, Yardi Matrix Reports – Yahoo FinanceBanks in talks over credit card holiday extension for borrowersDebt Collector To Cut Jobs As Deal FizzlesCFPB Enters Into Partial Proposed Settlement Of Lawsuit Against Companies And Individuals Involved In Offering Student Loan Debt Relief ServicesCFPB statement, FAQs outline billing error responsibilitiesCredit Card Lenders Clamp Down To Mitigate Coronavirus RiskAuto recovery may take years, with $72 billion in new debt to pay off amid projected sales slumpConsumers might abandon credit cards and push $100 billion of spending onto debit cards every year because of Co-Vid19Debt Collectors Could Get A Bailout In Democrats’ New Pandemic Relief BillCorporate Bankruptcies Will Top 2008 As Distressed Debt Soars Over Half A TrillionNinth Circ: Credit One Bank TCPA ATDS Definition RulingCredit Union Industry Leaders Commit to Taking the First Steps for ChangeU.S. housing finance regulator unveils new capital framework for Fannie, FreddieCredit card crunch continues as interest-free terms hit a record lowDallas Law Firm Accused Of Filing ‘Predatory’ Lawsuits Against Patients To Collect Medical DebtCFPB Taskforce Should Examine Impact Of RulemakingHere’s How A Massachusetts Debt Collection Bill Would Increase Protections For People Facing Wage Garnishment‘Consumer credit scores are lower as we have changed the scoring process’Student loan borrowers face ‘increased stress, anxiety, and depression’ amid coronavirus shock, survey findsAmEx Shifts Hundreds Of Salespeople To Take On Collections WorkTexas Hospitals Continued To Sue Patients During Coronavirus PandemicCFPB Reaches Settlement For Use Of Consumer Reports To Market Debt Settlement ServicesShould We Forgive All Federal Student-Loan Debt?Texas State Supreme Court Orders Debt Collection And Rent Payments To ResumeCalifornia Bill Would Require Mortgage, Auto and PACE Forbearances and Restrict Payday LendingCFPB Extends Comment Period For Supplemental Debt Collection Proposal; States Take Emergency SOL ActionsTrump’s Dilemma: Reject DeVos Debt Forgiveness Rollback or Anger VeteransMillions Of Americans Skip Credit-Card And Car PaymentsCFPB Gives Second Extension On Time-Barred Debt Proposal7th Circuit Says Debt Collection Permissible Under FCRACFPB seeks $18m judgment against California mortgage companyDelinquent Mortgages Spike In April Due To COVID-19Florida Governor Extends Freeze On Evictions, Foreclosures54000 Still Getting Pay Held Over Student DebtCOVID-19 Debt Collection Call Prohibition Is IllegalTexas Supreme Court Rules Eviction Proceedings And Debt Collections Can Resume Next WeekA Nation Of Zombie Borrowers Isn’t Inevitable—Even With More DebtFTC Says Debt Collectors, Telemarketers Bilked Organizations For Subscriptions, Books Never OrderedCFPB, other agencies post website for consumers seeking housing reliefDebt collectors are leveraging the court system more than everNearly 50 Million Cardholders Had Credit Limits Reduced, Card Closed Involuntarily in Last Month Due to COVID-19 ImpactCFPB Announces Increase To Remittance Rule ThresholdState Wisconsin hospitals suing patients over debt amid pandemicCredit-card use dives in March by most since 1989US Consumer Borrowing Fell For First Time Since 2011How Debt Collectors Are Transforming The Business Of State CourtsMillions are adding credit card debt during the COVID-19 pandemicVA Suspends Debt Collection During COVID-19 PandemicHiring A Debt Collection Agency Is Now Becoming A Common Practice For Every OrganizationU.S. consumer credit increased at faster pace in FebruaryU.S. Household Debt Reaches Another Record On Home LoansBiden Announces New Policy To Create Public Credit Reporting AgencyNearly 50 million Americans just had their credit card limits cutColorado Strikes Deal With Private Student Loan Companies For COVID-19 ReliefCompanies are set to issue record debt for a 2nd straight monthDemocrat senators to credit bureaus: Protect Americans’ credit scores amid the coronavirus pandemic – Yahoo MoneyChanges To Fair Credit Reporting Act (FCRA) In The Wake Of COVID-19California Governor Orders Debt Collectors To Stop Garnishing Stimulus MoneyShould The Debt Collections Industry Stop All Collections In Times Of Crisis?Navy Federal Credit Union to drop anchor in FayettevilleMassachusetts AG Sued By Debt Collection Group Over COVID-19 RegulationsWisconsin Regulators Warn Debt Collectors To Back Off During PandemicThese States Are Stopping Student Loan Debt CollectionWisconsin Governor Orders Restrictions On Debt CollectorsCredit Bureaus Resist Campaign For Clemency As Pandemic Pushes Millions Into Default And DelinquencyPrivate Debt Collectors May Still Go After Tax DebtNearly $1 Trillion In Mortgage Debt Could Be Delinquent This YearCares Act Effect On Fair Credit Reporting ActBillions idled at banks after regulators balk at following FedStates Place New Restrictions On Debt Collection Efforts Amidst COVID-19 PandemicOregon, Washington And Illinois Order Private Debt Collectors To Stop Seizing Stimulus ChecksRhode Island Attorney General Reminds CARES Stimulus Off-Limits To CreditorsStudent Loan Debt Collection On Pause In CaliforniaFor Americans With Bills to Pay, Help Is on the Way – Sort OfNY Reaches Agreement On Student Loan Debt For Borrowers Impacted By COVID-19 CrisisNCUA Establishes Coronavirus Emergency Fund Initiative for CUsWells Fargo is helping cardholders financially impacted by coronavirusMassachusetts Attorney General Issues Emergency Regulation Prohibiting Certain Debt Collection PracticesDebt collection continues in US despite pandemicTrump Orders VA To Pause Veteran Debt Collection Over CoronavirusDebt collectors in trouble as backers turn tablesWest Virginia Court Halts Debt Collection During CrisisGroups Ask Ohio AG To Stop Collecting Student Debt During PandemicIdaho Issues Medical Debt Collection AdviceCFPB Offers Guidance On Credit Reporting During PandemicCOVID-19 relief bill provisions help consumers protect their credit scoresNY Attorney General Bans Debt Collectors From Garnishing Residents’ Stimulus ChecksDebt Collectors Are Going After Consumers During The COVID-19 CrisisNC Attorney General Works To Keep Debt Collectors Away From Stimulus ChecksCuomo Tells Student Loan Industry To Suspend Collections And Late FeesIllinois Offers Guidance To Licensed Collection Agencies Amid COVID-19 PandemicDon’t let the coronavirus pandemic burden millions of Americans with bad creditDebt Collection Industry Deems Itself Essential To “Financial Health” Of Consumers, Fights Covid-19 ShutdownUS Eases New Bank Rule On Reporting Bad LoansHere’s how hard the coronavirus shutdown will bite the big credit card lendersEducation Dept. Will Stop Collecting On Student Borrowers In DefaultConsumer Cannot Avoid Arbitration in Credit One TCPA SuitFed May Finance Medical Response and More Under U.S. House BillDistrict Court Agreed SCOTUS May Strike TCPAFederal Financial Regulators Urge Banks To Make Small-Dollar LoansTarget Pays $2.3 Million To Settle Debt Collection Call LawsuitChase, Citi, Capital One Offering Deferred Payments, Waived Fees, Increased Credit Limits During Coronavirus OutbreakFederal Reserve To Lend Up To $300 Billion To Businesses, CitiesCall For Cuomo To Put A Hold On Private Debt CollectionFederal Student Loan Borrowers Are Getting Some Relief During Coronavirus CrisisCFPB Releases Supplemental Notice Of Proposed Rulemaking On Time-Barred Debt DisclosuresCFPB Conference Will Explore Evolutions in Consumer Debt Relief67 Million Americans May Have Trouble Paying Credit Card BillsWhich Consumer Lenders Are (and Aren’t) Helping the MostA New Hurt in Italy From the Coronavirus: A Banking CrisisBanks, credit unions closing branches in response to coronavirus threatCalif. Credit Card Act & Duty to DefendCredit Unions Stepping Up Operational Restrictions to Stem COVID-19Fed Unveils Emergency Lending Program to Shore Up Credit MarketsA Surprising Number of Americans Have a Credit Score Above 7005th Circuit: Non-party plaintiff cannot bring action to enforce violation of CFPB consent orderFTC files “piggybacking” charges against credit repair operationNinth Circuit Appeals Court Reverses Decision On FDCPA Defining A Debt CollectorSenate Rejects DeVos Rule Restricting Debt Relief For Bilked StudentsWhistleblowers could land as much as $10M through new CFPB proposalFour Keys Of A Successful Debt Collection StrategyJefferson Capital Acquires Canaccede Financial GroupHow to Get Debt out of Collections in 9 StepsWhy Credit Card Stocks Got Hit Hard TodayMajority of Americans would consider financial products from a tech company instead of a bank or credit unionNinth Circuit Holds All Class Members in Rule 23 Class Must Have Standing at Final Judgment to Recover Monetary Damages and Affirms Multi-Million Dollar FCRA Jury VerdictWeiser Finds Fraudulent Calls, Debt Collection Most Common Sources Of Consumer ComplaintsCFPB: Debt Collectors, Consumers Receive Clarity On Time-Barred DebtWill New CFPB Rules Put Zombie Debt To Rest?Zombie debt: What consumers should consider in light of a new CFPB proposalFannie and Freddie to make record high contributions to housing trust fundsCFPB Denies Debt Collection Law Firm’s Request To Set Aside CIDHouse OKs Bill Targeting Predatory Medical Debt CollectorsNevadans with medical debt hit with murky collection practicesRecord Auto Debt And The ConsumerProposal Could Trick Consumers Into Bringing Dead Debts Back To LifeBBB Tips on Debt collection agenciesUsing AI to improve debt collectionBankruptcy Court (EDPA) Holds Servicer May Have FDCPA Liability for Proofs of ClaimLetters sent to those whose medical debt forgiven by ‘The Mystery Hour,’ RIP Medical DebtCalif. Fed. Court Denies Class Certification In A TCPA CaseU.S. credit card debt has soared to $930 billion. Here’s what some presidential candidates would do to help70% Of Americans Are Dangerously Close To Major Financial TroubleNew Credit-Loss Standard Could Benefit Lenders If Regulators Loosen Capital RequirementsMore Americans Feel Confident About Taking On Debt In 2020, Even As Delinquencies RiseAttorney Or Debt Collector? Suit Raises Questions About Lawyers And Billing Disputes30,000 Borrowers Are Being Charged For Student Loans That Were Already DischargedDemocrats Press IRS On Protecting Taxpayers From Debt CollectorsFord posts $1.7-billion loss, issues disappointing 2020 forecastWhat the FICO credit score changes reveal about the precarious state of Americans’ financesHow to borrow money and avoid bad debtThe CFPB’s Economic Army To Promote Consumer Welfare7th Circuit Class Actions: Niagra CreditCounty In Rural Kansas Is Jailing People Over Unpaid Medical DebtHere’s one place to get help tackling your finances, when you’re readyCollection House latest to battle for survivalMilitary Hospitals Are Aggressively Going After Medical DebtHousehold Debt Tops $14 Trillion As Mortgage Originations Reach Highest Volume Since 2005I keep getting rejected for credit cards. How do I fix that?District Court Voids Debt Collectors’ $2.5 Million Jury AwardBig banks’ ticking time bomb could cause the next recessionDad Jailed Over Medical Debt from Son’s Leukemia Treatments and Wife’s SeizuresNext-Gen collections strategyMore Americans feel confident about taking on debt — here’s why they should exercise cautionStanding in TCPA Cases: How Many Texts Are Enough?Warren Says Federal Power To Forgive Student Loans Already ExistsAmerica’s Most Powerful Medical-Debt CollectorPa. Higher Ed Assistance Agency Not A “Debt Collector” Under Law, Court RulesJustice Department charges 4 members of Chinese military for massive Equifax hackHospital Debts Leading To Prison SentencesTennesseans still struggling with medical debtDebt collecting firm Flemix fined for dodgy practiceDelinquency Rates On The DeclineKnowing the difference between a credit score and credit reportNew Jersey Had The Highest Foreclosure Rates In The Country Last YearCan California’s Mini-CFPB Pick Up Slack Left By Federal Agency?Betsy DeVos’ approval rating is 28 percent as voters back investigations into student debt scandalAmerica is $23 trillion in debt. What that means for your budgetThis is the student loan problem that no one talks about: Graduate school debtFormer Tenants Sue Fresno Eviction Lawyers Over Debt Collection PracticesLendingClub Is Riding The High Tide But Fails To Create ValueNY Proposes Substantial Restrictions In Debt Collection Licensing BillSixth Circuit Holds That Debtor’s Anxiety Caused By Receiving Debt Collection Letters Was Insufficient To Confer StandingBill Would End Florida’s Practice Of Suspending Licenses For Driving While BrokeDebt Collector Beats Class Status in Suit Alleging False ThreatsIn Rebuke Of CFPB, States Look To Get Tough On Debt CollectorsHow bankruptcy, civil judgments and tax liens affect your credit reportStarting A Debt Collection Agency From Home? Here’s What You Need To KnowMore than 50% of the UK Adult Population is in Debt1 in 5 Americans Have No Credit ScoreACA International Urges Senate to Engage with Stakeholders on Medical Debt LegislationHospital spent €10000 on debt collectorsDebt Collector Violated FDCPA By Failing To Identify Creditor59% of Americans have a credit score above 700Debt Collection for Businesses Is Now Easier OnlineACA Outstanding OpportunitiesRecapping Top ACA Daily Articles in 2019Credit Card Companies Block Payment Security, CompetitionAmerican Hospital Association Stays Mum On Debt Collection PracticesDebt Collection Letter Recipient Lacks Standing to Sue Law FirmUS home prices climb 5% from last October5 credit card predictions for 202025% of Americans have an error on their credit reportHow Automation Can Improve Debt CollectionConfusion continues about Ellwood City hospital debt collection callsFintech Lenders Tighten Their Standards, Becoming More Like BanksHow some Alabama sheriffs force inmates into medical debtHospital Association Finally Eyes Aggressive Debt Collecting By Its MembersWhy student loan debt is ballooning for those 50 and upA church in California says it paid $50,000 to wipe out more than $5 million in medical debt for 5,555 struggling families in the LA areaAmericans’ Credit Scores Highest Since 2011Credit Card Late Fees Likely to Hit $40 in 2020Can A Debt Collector Call During The Holidays?Strong Consumer Credit Activity Expected In 2020Supreme Court Refuses To Apply Discovery Rule To FDCPA ClaimCredit Card Delinquencies Could Reach 10-Year High In 2020Mortgage Delinquency Rates Likely To Flatten In 2020Household Debt Squeeze Drives Canadian Delinquencies HigherStudent Loan Debt Hurts Black Women MostWill Betsy DeVos Be Held In Contempt Again?Give CRA reform credit where it’s duePrivate Debt Collectors Working For The IRS Raked In A Record $213 Million This Year In Back Taxes7th Cir. Reverses Dismissal of FDCPA Claim Involving Statement That 1099C Form May Be FiledExperian, Equifax, TransUnion Revised Consumer Class Deal OK’dHouse Democrats blast DeVos for blocking debt relief to defrauded studentsDebt Collector Warned For Likely Harassment, Coercion, Misleading ClaimsHow to pay off $20K of debt in a yearConsumer Debt To Reflect Impact Of A Slower, More Uncertain EconomyCity Of Portland Sending Low Income And Homeless People To Private Debt Collection AgencyCapital One November delinquency rate risesOne-third of credit card debt is caused by medical expensesElizabeth Warren, Bernie Sanders Push For Debt Write-OffsDeVos Orders Partial Loan Relief For Many Duped Student BorrowersCanadians racked up $100 billion in credit card debt for first time ever and they’re not done adding to itWhat consumers most want in 2020: a debt-free lifeStudent Loan Borrowers Could See Big Changes In 2020U.S. Consumers Ramped Up Their Credit Card Spending In OctoberThese Are the Consumers Getting Hit the Hardest by Credit Card FeesResidents of these 5 states carry the biggest burden when it comes to credit card debtNew Jersey Law Firm Dodges Class Certification In Debt Collection LawsuitInvestigate Debt Collection Policies Among Connecticut HospitalsMemphis Hospital CEOs Reassess Policies On Debt Collection After Patient Lawsuits Draw ScrutinyDebt Collector And Woman Sued Over Childhood Medical Bills Reach SettlementHousehold Debt Continues Increase Since Recession A Decade AgoU.S. Credit Card Losses For Top 100 Hit A 7-Yr Q3 High53% Of Americans Turned Down Due To Bad CreditSubzero Interest Rates Are Luring Insurers to RiskDo Your Collection Policies Measure Up?Apple Card faces investigation over sexist credit limit claimsCredit Union Trade Groups Endorse FedNow Payment SystemMore than 30,000 payday loans targeting the financially vulnerable taken out each weekStudent loan reform group sues Education Secretary Betsy DeVos and CFPB Director Kathy KraningerUS Farm Bankruptcies Spike Amid Trade War, New Debt CapStudent Loan Forgiveness? After 10 Years of Public Service Work, 99 Percent Are DeniedHow Medical Bills Bankrupt Hundreds Of Thousands Of People Every YearThe fastest-growing debt category in U.S. is not student loans or credit cardsThe Critical Role Of Third-Party Collections In The EconomyCourt Says Dunning Letter’s Language That Debt Collector “May” Issue 1099-C Could Be MisleadingLegislature looking at ways to alleviate burden of court fines and feesRegulating debt collection is next ‘battle’ in war on payday lendingSenate Legislation Would Exempt Veterans From Business Loan CapThe Long History of Debt CancellationDean Bill Aims To Curb Aggressive Debt Collection Tactics Targeting Military Service MembersSecond Circuit Rules Failure To Clarify Static Balance Of Debt Is Not A Violation Of FDCPALA is fast becoming a fintech hub as HMBradley launches another West Coast challenger bankYou’ll Never Guess How Few Gen Zers Have Credit CardsCredit Acceptance: 3Q Earnings SnapshotGovernment admits robodebt was unlawful as it settles legal challengeThe CFPB’s Debt Collection Proposal Empowers ConsumersHouse Financial Services Committee Debates FDCPA AmendmentsFTC Stops Student Loan Debt Relief Scheme that Allegedly Bilked Consumers out of MillionsCFPB Exploring Advisory Opinions for Consumer Finance CompaniesWhat It Means To Be A Debt Collector After ‘Obduskey’ RulingDebt-collection firm celebrates new Danville locationDebt Collector Beats Bulk Of DA Letterhead LawsuitCourts Struggle To Collect Debt In TexasNew FDCPA Legislation Gets Out Of CommitteeRI debt collections still far below expectationsHousehold Debt Climbs To Record High, Delinquencies RiseSecond Circuit Court of Appeals Affirms that “$0.00” Debt Itemization for Static Debts Does Not Mislead ConsumersAmericans Now Have A Record $14 Trillion In DebtSubprime mortgage origination share remains small, but it’s growingMinnesota Sues Companies That Allegedly Defrauded Student Loan Borrowers1 in 5 Americans Has Subprime Credit5.2 Million Student Loan Borrowers Could Face This Huge Financial SetbackZombie debt: What it is and why it could come back to haunt youNACM: October Credit Managers’ Index ReboundsU.S. consumer credit growth weakens a bit in AugustDeVos Violated Court Order To Stop Collecting On Corinthian College Students DebtHow Many Americans Have Good Credit?No… Consumers Still Aren’t Drowning in DebtNew York Court Of Appeals May Settle Statute Of Limitations Issues Related To Mortgage ForeclosuresStudent debt is not just a millennial problemVanderSloot Pitches Medical Debt Bill To LegislatorsNavy Federal Credit Union Ranks No. 1 for Customer Experience ExcellenceU.S. Credit Card Users Owe Nearly $900 Billion1 in 5 Students are Behind on Loan PaymentsCFPB Extends Temporary HMDA Relief For Small InstitutionsCredit Card Delinquencies In U.S. On Rise For Smaller IssuersA Look At Millennial Student DebtNorth Carolina county’s ambulance debt collection plan faces pushbackN.J. sued for requiring credit reports in Spanish, 10 other languagesAGs From 28 States Send Letter To CFPB To Stop Proposal Allowing Debt Collectors To Use Social MediaA Billionaire Gave $34 Million To Pay Off The Student Loan Debt For The Entire Class Of 2019 At This CollegeSchool lunch debt and lunch shaming is a problem that needs a national solutionEducation Department Official Resigns, Proposes Plan To Wipe Out Student DebtBetsy DeVos: Cancel Student Loan Debt? That’s “Crazy”American Express Beats Earnings but Sees ‘Key Reversal’PayPal is launching a Venmo credit card to help monetize the payment appCFPB Creates Federal Consumer Finance Law TaskforceState Law Offers New Means Of Debt Collection For City22% of Americans Don’t Have a Credit Score — Here’s WhyPaying Off Student Loans Is Taking Much Longer Than ExpectedHospital Waives Medical Debts After Its Collection Practices Come Under FireSBA Encourages CFPB To Mitigate Proposed Debt Collection RuleChicago eliminates library late fees, forgives outstanding debtPennsylvania Governor Signs Bill On Do Not Call Requests28 State AGs Argue CFPB’s Debt Collection Rule “Falls Far Short”HSE under fire for hiring debt collection agenciesCFPB Releases its Report Examining Consumer Bankruptcy Trends from 2001 to 2018The 21 cities in the US where people carry the most student loan debtMedical debt hits more people in Texas in neighborhoods of colorNY Attorney General Sues Loan Servicer, Says It ‘Failed Miserably’ To Process Student-Debt Forgiveness ApplicationsEnsuring the best debt collection journeyDebt Collectors Could Start Using Social Media As Form Of CommunicationPennsylvania Attorney General to host Philly town hall on student debt crisisNinth Circuit Trebles TCPA Damages Against Debt CollectorTwo-Thirds of College Students Take On Debt, but Amount Is Rising More SlowlyNumber Of Graduates Defaulting On Their Federal Loans DeclinesIllinois District Court Calls Out “Manufactured” FDCPA LawsuitDistrict Court Says Law Firm Engaged In Professional Debt-Collection Services Exempt From MCPA LiabilityElizabeth Warren’s Bad Student-Debt PlanCFPB Summoning Zombie Debt Back to LifeFord Credit Finance Volume Drops 14%U.S. Consumer Borrowing Posts Biggest Gain Since 2017House passes bill to protect cannabis industry access to banks, credit unionsProtect Consumers, But Let Debt Collectors Do Their JobsBernie Sanders Calls For Wiping Out $81 Billion In Medical DebtCalifornia AG Becerra Says CFPB Proposed Debt Collection Practices Rule Falls Far ShortSurvey Asks Voters Their Thoughts On Proposed Debt Collection Rule.Savannah hires collection service for water billsStudent Debt Continues To ClimbNorth Carolina student loan debt reaches crisis levelCFPB Issues Summer 2019 Supervisory HighlightsCredit card retail payments outstrip cash for first timeNY DFS Chief Calls On CFPB To Strengthen Proposed Debt Collection Rule For ConsumersOver 200 Organizations Call For Protection From Debt Collection IndustryN.Y. Regulator Voices Objections To CFPB’s Debt Collection PlanDebt Collection Industry Lauds CFPB’s Efforts To Eliminate Some Ambiguity Related To The Consumer Complaint DatabasePayday loans cost Hoosiers millionsUS Dep’t. Of Education Backs Loan Servicers Over Student Loan BorrowersDebt-collection lawsuits from hospitals receive federal attentionRobocalls Continue To Pour In Despite FCC EffortsFederal Reserve is poised to cut interest rates again19% of ‘Generation Z’ say they understand creditUnpaid Student Loans And Credit Card Debt Mount In US$267 Million Judgement For 500K Debt Collector RobocallsBanks, credit unions renew turf battle at hearingCalifornia may point the way forward on payroll advancesCalifornia Debt Collector $267M TCPA VerdictNew CFPB Policies Address Innovation And ComplianceLawmakers urged to tackle soaring student loan debtEquifax breach settlement: If you want that $125 (or less), don’t ignore the Equifax emailStudent loan experts sound alarm on ‘trillion-dollar blackhole’US Consumer Borrowing Posts $23.3 Billion GainCollection Agency Accused Of Lying To Attorney GeneralContractor collecting millions in debt for stateA $1 trillion US budget deficit is one big reason the Fed may have to cut ratesDebt-Collection Company Bringing Fewer Jobs To Danville Than First Announced In DecemberRetail Credit Cards Delinquency Rates Are RisingFannie and Freddie Reform Plan Gets An IncompleteSome Michigan prisoners rack up tens of thousands in debtHundreds of credit union accounts compromisedAttorney General Phil Weiser Joins Multistate Lawsuit On Student Loan DebtU.S. Unveils Rules On Forgiving Student Loans After School FraudAmericans’ Debt Problems Compounded By Medical ExpensesIreland is on the verge of a wave of home repossessions, mortgage debt expert warnsConsumer Credit Up $14.6 BillionA Closer Look At The CFPB’s Proposed Debt Collection Rules‘How does the Apple Card work?’: A guide to using Apple’s new credit card and its featuresLAFCU credit union earns national gold awards for marketingCFPB Says Chicago Debt Collector Made Bogus Threats Against ConsumersAmericans Have $1.5 Trillion In Student LoansPassing Interchange Fees To Consumers Works — When It’s TransparentDerogatory Student Loan Debt Is Growing At ‘Stunning’ PaceNinth Circuit Weighs In On FCRA Requirement That Disputes Come ‘Directly’ From ConsumersFICO scores for refi borrowers reach six-year high, Ellie Mae saysWhat It Would Take for the Next President to Cancel All Student DebtConsumer Debt Is Coming Back To Haunt BorrowersDebt Collectors Keep Credit Market FlowingIdaho Reviews Complete Switch To Nationwide Multistate Licensing SystemConsumers racking up debt to make ends meetCredit Card Late Fees Are Costing Americans More Than $3 BillionApple’s credit card has some very specific rulesStudent Loan Debt is a “Stunning” MessEducation Dept. scores a victory in long-standing battle with private debt collectors – SFGateUS Senate Banking Committee Launches Probe Of Massive Credit Card Data BreachPritzker Signs Bill Aimed At Limiting High-Interest Consumer DebtDebt collector Credit Corp lifts FY profitConsumer Credit Default Indices Show Higher Composite RateState Dept Can Revoke Passports For Tax DebtThird Circuit: QR-Coded Envelope from Debt CollectorHousehold Debt—How Much Money Does Everybody Owe?New York Hospital Debt-Collection Lawsuits Lead To Court DelaysApple begins rolling out its fancy new credit cardUS Department Of Justice Joins Debt Collector’s StatuteChase Bank Forgives All Credit Card Debt For Canadian Customers9th Cir. Holds TCPA’s Federal Debt-Collection Exception UnconstitutionalCFPB Study Shows Alternative Credit Models Lead To More Loans, Cheaper LoansABA slams non-member deposit proposal for federal credit unionsThe ‘elephant in the room’ that’s keeping millions from saving enough for retirementCash-strapped Illinois counties chase down unpaid tickets from 1980s – Illinois PolicyThe 15 States With The Biggest Debt Problems In AmericaCredit card fraud reports spiked 24% last yearITT barred from collecting on private student loansStudent Loan Servicer Settles With NY Regulators Over Alleged Licensing ViolationPast-Due Student Loans, Credit Card Debt Could Weigh On U.S. GrowthAmericans Now Have More Mortgage Debt Than Ever BeforeCFPB Wants Feedback On Proposed Fed Rules For Collecting DebtNYDFS Issues Proposed Student Loan Servicer RegulationsSports Gambling Debt Collection In Iowa Put On HoldU.S. lenders expect boat loans to remain ‘positive’ in 2019Credit Card Perks Are Being Squeezed – Kiplinger’s Personal FinanceThe College Debit Card Trap – Kiplinger’s Personal FinanceCFPB Debt Collection Rule Comment Period ExtensionCredit Card Rates At Historical High In The USApple’s New Credit Card Has Arrived. Here’s How It Stacks Up Against Our FavoritesNew State Law Aims To Limit High-Interest Consumer DebtFlorida residents are the fourth-worst in the U.S. for paying back loansBrussels must make European banking a realityNY Officials Call For Debt Collection Industry StandardsFord Credit scales back leasingParents Are More Worried about Their Children’s College Expenses10,000 in Appalachia will see medical debt forgiven, highlighting national issueA modern financial dilemma: Will I retire before paying off my student loans?CFPB Announces $60 Million Fine Against Debt Collectors2 Upstate NY Debt Collectors Out Of Business, Face $66M In PenaltiesCFPB Issues Report On Tradeline Reporting By Third-Party Debt CollectorsEquifax’s $700 Mln Data Breach Settlement Spurs Criticism, Calls For New RulesJohns Hopkins Hospital: Union-buster and predatory debt collectorIs JCPenney the Next Retail Casualty? Stock Tumbles 10% on Bankruptcy FearsUS Private Student Loan Debt Market Is Now More Than US$100 BillionDebt Collectors Flemix & Associates Face Disciplinary Action At Legal Practice CouncilEquifax Settles With FTC, CFPB, States, And Consumer Class Actions For $700MCredit Cards Increase As Borrowing Mechanism For ConsumersCFPB Finds 1-In-4 With At Least One Debt In CollectionStudent Loan Debt And No Degree: A Crisis For Millions Of BorrowersApple Card: Are the Limited Rewards Worth It for the Privacy?40 Million Americans Had Their Credit Card Declined In The Past YearUS Banks Boosted By Rise In Credit Card SpendingCFPB’s Proposed Debt Collection Rule InsightsLate Credit Card Payments Drift Up While Home & Auto Payments OKFTC Stops Student Loan Debt Relief Scheme7 ways to handle a debt collection lawsuitFTC Shuts Down Student Loan Debt Relief SchemeJudge Rules NCUA Does Not Owe Fired CEO Severance PayPrivate Tax Debt Collection Is WorkingAmericans With Credit-Card Debt Refuse To Cut Back On TravelCan’t seem to increase your credit score? Here are 6 potential reasons whyUS Consumer Debt Surges To Record HighsThere is no shortcut to debt relief — so don’t believe the hypeStudents Could Soon Have More Resources To Deal With Debt CollectorsFTC Stops Student Loan Debt Relief Scheme, Charges Operators With Misleading ConsumersCircuit Judge Denies Consumer Chance To Enforce Her Debt Collection RightsJPMorgan Chase credit card customers have a month to opt out of binding arbitrationBetsy DeVos gets sued over student loan relief programStudy: Virginia has less student debt than most statesU.S. Consumer Debt Is Now Breaching Levels Last Reached During The 2008 Financial CrisisFTC And NY AG Settle With Phantom Debt OperationStudent debt forgiveness misses the hidden cause of rising college costs no one’s talking aboutExperian: New Jersey Millennials Have 4th Largest Credit Card Debt at $5288 AverageCredit bureaus seek partners to keep up with fintech waveDebt Settlement Firm Deceived Customers About Its Services: CFPBSurvey says 57% of Americans are unaware of the consequences of canceling a credit cardFederal Judge Rules New York Case Against Student Loan Debt Relief Companies Allowed To ProceedConsumer alleges debt collection agency deceived himDebt Collectors Wage ComebackFort Worth Firm To Pay Back $39.7 Million In Payday LoansConsumer Credit Default Indices Show Drop In Composite RateFargo school lunch debt will go to collectionsNinth Circuit Court of Appeals Finds TCPA Fails Strict Scrutiny– Severs Debt Collection Exemption to Save StatuteSenators Fight Letting Debt Collectors Send Unlimited Texts, EmailsHow Much Collection Costs on Defaulted Student Loans AreOfficials applaud new student loan protectionsDebt collection company adding 146 jobs in West MonroeCFPB Filed No Fair-Lending Enforcement Cases Last YearCFPB Supports Plaintiff In FDCPA CaseStudent loans were canceled, but taxes an issueCourt Partners With Collections Firm To Offer New Payment OptionsRobocalls And Debt CollectionFinancial regulation for tech companies like Facebook just got more urgentThe Ongoing Fight Over Payday LoansU.S. Consumer Borrowing Rose $17.5 Billion In AprilDebt Collector’s Data Breach Exposed Info From 12 Million PatientsOver a third of college students already have credit card debtU.S. Says $168 Million ITT For-Profit Student Loans To Be ForgivenAttorney General’s Office Secures $2.2 Million In Student Loan Debt ReliefDebt Collector Predicts Payment Outcomes with TIBCO Data ScienceHouse Robocall Bill May Target Debt Collectors Soon56% Of Medical Practices Expect Debt Recovery To Take At Least 3 MonthsSeven Charged In Scheme To Steal Employment Info For Debt CollectorsCredit Card Losses & Bubbling Consumer Confidence51 Attorney Generals Ask Betsy DeVos To Forgive Student Loans For Disabled VetsTexas Prohibits Collection Actions And Arbitrations On Time-Barred DebtCredit, debit cards found to be ‘dirtiest payment method versus cash, coins, study saysNext decade is set to be transformative for small business financeStudent Loan Debt Climbs To Record High $1.4 Trillion in 2019Lenders Raise Approval Rates to Counter Lower Volume in 1QWhat California cities have the biggest credit card balances?California Is Considering Ending Criminal Court Fees and Wiping Out Billions in DebtMajor Credit Card Debt Plagues 1 In 5 New Yorkers7th Cir. Creates Split on Spokeo Standing, Rules in Favor of Defendant in FDCPA Disclosure CaseAre you in the middle class? Here’s one way to know your statusHalf of Americans Aren’t Taking Advantage of This Smart Way to Pay Off DebtElizabeth Warren to introduce bill cancelling up to $50,000 in student debt for most borrowers32% Of People Filing For Personal Bankruptcy Carry Student Loan DebtAmazon Credit Builder is a play for low-income AmericansCapital One, Discover prepping for next downturnLaw Firm Adds Appellate Heavyweight In CFPB Leadership FightAmazon Ventures Further into Credit Card Industry with Synchrony PartnershipFCC Robocall Ruling A Setback For Banks, Debt CollectorsCard Profits Of Big 6 Issuers Are UpNew Rules Would Change How Collectors Can Go After Medical DebtChase bank is quietly adding a forced arbitration clause to some credit cardsWest Virginia Amends Consumer Credit And Protection ActJust two in five Americans maintain household budgetUS consumer borrowing up $17.5 billion in April – Oklahoman.comOlder Americans had a 40-point drop in their credit score in the 10 years since the Great Recession – MarketWatchChase Launches a Student Credit Card – NerdWalletCredit Card Battle In Europe Now Also Has UnionPay Of China – Industry News FeedCON: Holding colleges responsible wont reduce loan defaults – Coldwater Daily ReporterAlliance Data to Offer Credit Card Services to Carter’s UnitProposed Medical Debt Relief Act Extends Waiting Period for Credit ReportingIs The Dept Of Education Selling Your Student Loans?Consumer Credit Default Indices Show Composite Rate Lower In April 2019CFPB and FCC Disconnect: Debt Collection and Call BlockingWhy consumers just can’t stop complaining about credit bureausCFPB Scheduled Exams For Debt Collectors Outside Its JurisdictionOver One Third of College Students Reportedly Have Credit Card DebtIf You’re In Debt, Don’t Pay It Off – Do This First!How new rules for debt collectors affect youAmerica Has a Debt Problem. Here’s the Viable Path to Fiscal SanityU.S. Is Stepping Up Enforcement Of Delinquent Student LoansMaryland’s Consumer Advocates Push For New Debt Collection LawsGAO On Student Loan Rehab Programs Asks CFPB For ClarificationSome Americans are using their retirement accounts to pay their student loansBernie Sanders and AOC basically want to ban credit cardsConsumers who paid to lower their credit card interest rate are getting refundsDebt Collection Rules by CFPB – Mortgage-specific provisionsNew Bill Would Amend FCRA by Delaying Reporting of Medical DebtThe 10 US cities where college grads are the most burdened by student debtHousehold Debt Hits $13.6 TrillionWashington Governor Signs Bills On Debt CollectionDebt Collection, Done Digitally?Consumer Insolvencies in Canada Climb to Highest in 8 YearsHow bad is Minnesota’s student-debt situation?Building the FDCPAU.S. Stepping Up Enforcement On Delinquent Student LoansCrane Credit Union records new high in membership and assetsShould We Cap Credit Card Interest Rates at 15%?Betsy DeVos releases more data on student loan debtBanks Hold On To Riskier Credit-Card Loans Amid Higher LossesMore than three million people over the age of 60 still struggling to pay off student loan debtsCFPB Debt Collection Rules Published for CommentThis map shows Americans’ average credit score in every stateSome fake debt collectors may know a lot about youConsumers Are Getting Smarter With Credit CardsCFPB Sues Debt-Collection Agency Over Deception AllegationsMd. Consumer Advocates Push For New Debt Collection LawsCredit card rates are now at their highest level in history and may weigh on the economyNew US Mortgage and Auto Loan Balances Fall in 1st QuarterSubprime Auto Loans Gained Share In The First QuarterNPRM’s Proposed Call Frequency And Time LimitationsConsumer car finance market falls by 1% in March1.5 Million Mobile Users’ Card & Information ExposedDebt Collection Industry Lauds Certain Elements Of The CFPB’s Historic Proposed RulesBernie Sanders, Ocasio-Cortez want to cap credit card interest rates at 15 percentCredit unions fear fallout from Warren’s student loan planCredit Bureaus Draw The Most Consumer Complaints To The CFPBThe student debt crisis isn’t what you think it isElizabeth Warren’s plan to cancel student debt is popular with votersThe CFPB’s Imminent Fair Debt Collection Practices Act Rule ProposalCredit company gives state formal notice of 150 Akron layoffsCredit Card Debt At Record $870 BillionHow lenders check creditworthiness before approving personal loans36% APR Limit Bill IntroducedAttorney General Hill Sues Equifax Over 2017 Data BreachOne in four millennials with 401(k)s are raiding retirement savings early to pay down debtConsumer Credit Card Debt Climbs Slowly, but Steadily; Risk Varies between Top and Small IssuersStudent Loan Debt Still Impacting Millennial HomebuyersCFPB, FTC Needs Stronger Role In Ruling With Credit BureausSenate confirms Mark Calabria as head of Fannie, Freddie regulatorCBCInnovis Announces Credit Integration with Maxwell‘Buy now, pay later’ deals blamed for many of Scottish consumers’ debt problemsMissouri Supreme Court Rules Courts Cannot Threaten More Jail Time For Failure To Pay Jail Debt9th Circuit Rules Administrator Vicariously Liable For Debt Collectors’ Alleged TCPA ViolationsFCRA Violations Alleged Against Auto Dealership For “Hard” Credit PullPayday Loans are Bad for Your Health, Study SaysMore homebuyers misrepresent their income on mortgage applicationsFEMA Data Breach Hits 2.3 Million Disaster Survivors: What to DoSt. Paul tallies up millions in delinquent trash billsNew Prepaid Card Rule Goes Into Effect