Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Net Worth / Debt fizkes / iStock.com Watch out who you’re friending on social media, as it might be a debt collector. See: Debt-Free Future — What To Do and Say When Debt Collectors Call Find: Expert Tips…
Written By ESR News Blog Editor Thomas Ahearn In November of 2021, the Consumer Financial Protection Bureau (CFPB) announced in a rule published in the Federal…
Sponsored Links Which Credit Cards Have Massive Rewards for World Travelers?NerdWallet The average interest rate charged on a 30-year fixed-rate mortgage ticked up to 3.11% this…
Debt collectors are now allowed to slide into your DMs. New financial regulations went into effect on Tuesday allowing debt collectors to contact people via their…
The Consumer Financial Protection Bureau’s (CFPB) debt collection rule issued in 2020, which amended Regulation F, is now in effect. The NAFCU compliance team has blogged about it…
Check out what’s clicking on FoxBusiness.com. Americans are applying for credit cards at a rate not seen since before the pandemic. Close to 27% of…
On November 8, New York Governor Kathy Hochul signed into law the Consumer Credit Fairness Act (Act) (S.153/A.2382). The Act contains a series of amendments to New York’s…
The Federal Reserve Bank of New York Center for Microeconomic Data issued its Quarterly Report on Household Debt and Credit, showing that total household debt climbed…
A Buffalo-based debt collector and his companies have been shut down by New York’s Attorney General. The office said it’s reached an agreement with Andrew Fanelli…
Natural disasters have the potential to be life-changing events. Even if you haven’t lived through one, you have likely seen the impacts they can have on…
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