Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Length of credit history, also referred to generally as credit “age,” is one of the five main factors in the credit score algorithm, making up roughly 15% of one’s credit score. FICO breaks up this general category into…
The problem of college debt isn’t just contained to the cities with the most young professionals, the best job markets, or the highest incomes. From college…
Kelly Gooch – Thursday, October 3rd, 2019 Print | Email Medical debt disproportionately affects Texans in neighborhoods of color compared to state residents in white neighborhoods, according…
The loan servicer handling student-debt forgiveness requests is badly bungling the job and misleading borrowers who deserve a clean slate, New York’s attorney general charged in…
With local authorities facing budget constraints, debt collection has become a key issue. When you combine council tax arrears with adult social care debt and housing…
Local News Posted: Oct 3, 2019 / 12:13 PM EDT/ Updated: Oct 3, 2019 / 12:13 PM EDT UNITED STATES (WSYR-TV) — A proposed bill through…
by Erin Arvedlund, Updated: September 30, 2019- 1:46 PM CLEM MURRAY / MCT EMAIL LINKEDIN Pennsylvania Attorney General Josh Shapiro will team up with Seth Frotman, executive…
Monday, September 30, 2019 Even as courts are increasingly moving toward applying a narrow ATDS definition, the TCPA remains extremely dangerous—particularly in the Ninth Circuit where Marks holds sway.…
Q. My credit score is teetering on good/excellent, more towards good than excellent. I have 4 credit cards and that is all my debt. I have…
America’s student debt is growing more slowly, but borrowing remains a fact of life for most students. The average burden for indebted college graduates is now…
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