Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

$267 Million Judgement For 500K Debt Collector Robocalls

Thursday, September 12, 2019 On September 10, 2019, California federal judge, U.S. District Judge Yvonne Gonzalez Rogers, entered a $267 million judgment against a debt collection agency, Rash Curtis & Associates (Rash Curtis), for its violation of the…

Banks, credit unions renew turf battle at hearing

BOSTON, (SHNS) – Credit unions and banks, long at odds over the differing regulations they face, renewed sparring Wednesday over several bills that industry leaders on…

California Debt Collector $267M TCPA Verdict

Wednesday, September 11, 2019 TCPA cases against debt collectors and first-party creditors are notoriously difficult to certify. They typically involve individual issues of consent and revocation…

New CFPB Policies Address Innovation And Compliance

The Consumer Financial Protection Bureau is continuing its efforts to work on regulatory uncertainty for debt collectors and other financial services companies following the release of…

US Consumer Borrowing Posts $23.3 Billion Gain

Consumer borrowing surged in July at its fastest pace since late 2017, driven by a big jump credit card use. Consumer borrowing increased by $23.3 billion…

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