Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
In summary Justice in debt-collection cases is one-sided. Borrowers almost never have legal representation in court — the state should guarantee the right to a lawyer. © Provided by CalMatters Profile Image By Prasad Krishnamurthy Prasad Krishnamurthy is…
Jackson, Miss.-based St. Dominic Hospital has sued thousands of patients over unpaid medical debt in recent years, many of whom work in low-wage industries or at…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be…
Freddie Mac is committed to addressing disparities and removing homeownership barriers for Black Americans by providing resources to learn more about refinance options. Refinancing can help…
<!– Credit card providers are failing to meet the needs of many of their customers in the wake of the Covid-19 pandemic, according to new research.…
On August 12, the Georgia Attorney General announced that it entered an assurance of voluntary compliance with a debt collection company resolving allegations that the company…
The Federal Housing Finance Agency (FHFA) proposed housing goals for Fannie Mae and Freddie Mac for 2022 to 2024. According to the organization, these goals will help…
If you wondered why the Federal Housing Finance Authority this week proposed requiring Fannie Mae & Freddie Mac to significantly increase goals for homeownership among minorities…
In credit reporting, negative information can only stay on your credit report for a maximum of 10 years for a Chapter 7 bankruptcy and seven years…
As the 2021 tax filing season wraps up, now seems to be as good of a time as any to take a look at a commonly…
Bring what you have learned to a free 20-minute review of your own file.