Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
When you are paying for purchases, is it better to use a debit card or a credit card? The answer depends on which features and advantages are important to you. In a Credit Countdown video, credit expert John…
Eighteen of the country’s biggest banking consumer financial advocacy groups are insisting the Consumer Financial Protection Bureau enact a regulation which would require banks and credit…
Less than a month after it was signed by Nevada Gov. Steve Sisolak, the state’s new medical debt bill will take effect on July 1. The…
The U.S. Department of Education building is pictured in Washington on Monday, July 13, 2020. Caroline Brehman | CQ-Roll Call, Inc. | Getty Images The…
The “date of last activity,” also known as the DLA, is often discussed within the field of credit repair in a way that is inaccurate or…
Medical debt is a major problem for millions of Americans. It has been one of the leading causes of bankruptcy, and the sky-high costs of medical…
CC / depositphotos Wisconsin’s governor, attorney general, and Department of Justice are suing the Legislature’s Joint Finance Committee. The suit filed Tuesday asks that an injunction…
On June 2, Nevada Gov. Steve Sisolak signed S.B. 248, which requires a collection agency to notify a consumer before taking any action to collect a…
Massachusetts AG Maura Healey reached a settlement with subprime automobile finance company United Auto Credit Corporation (“UACC”) to resolve allegations that it facilitated the sale of…
Nearly 9 million Americans 50 and older still have student debt, either from loans they took out to pay for their own education or for their…
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