Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves and hope to help many in sharing these answers. If you…
Unemployment programs have been incredibly important throughout the COVID-19 pandemic. When the global health crisis first began, many businesses shut down and the unemployment rate spiked…
Is your credit rating hindering your finding cash quick? Pay off the loan installments in time to avoid any burden and to enhance credit rating. However…
Pierce County’s practice of referring court debt to collections agencies violates the constitutional rights of those who can’t afford to pay, a recently filed class action…
The American Civil Liberties Union of Washington is suing Pierce County over court fees. The nonprofit organization filed the class-action lawsuit on Monday, claiming the county…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
Some folks in the field of credit repair claim that hard inquiries can be “bumped” or “chopped” off of your credit report through the processes of…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
Credit card delinquency rates, as measured by the Federal Reserve Bank of New York for accounts that are 90 days or more late in making payments,…
When you file a credit dispute, there are certain forms and processes that are used in order to resolve the dispute. To help familiarize you with…
Bring what you have learned to a free 20-minute review of your own file.