Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
The chief economists from North America’s largest banks anticipate substantial improvement in both consumer and business credit market conditions over the next six months, according to a new report from the American Bankers Association. The Q2 2021 ABA…
Republican Senator Pat Toomey (Pa.) has blocked a proposal from Senate Democrats to prevent debt collectors from garnishing the $1,400 stimulus checks included in President Joe…
The Consumer Financial Protection Bureau (CFPB) found in its Consumer Response Annual Report for 2020 that there were about 542,300 complaints last year, according to a…
U.S. Reps. Suzanne Bonamici (D-OR), Bill Foster (D-IL), and Steve Cohen (D-TN) introduced legislation in the House designed to protect consumers from predatory debt collectors. ©…
The U.S. Education Department is canceling student debt for more than 40,000 Americans who were previously granted loan forgiveness because of disabilities but later had their…
WASHINGTON (Sputnik) – A medical debt collection firm that lost the personal information of 21 million people in a 2019 hack reached a settlement with 41…
Often people who need a loan are either short on cash or have immediate needs to be met. If that is the case for you, we…
This article is reprinted by permission from NerdWallet. It can seem completely counterintuitive, right? If credit cards are what got you into debt in the first…
{{featured_button_text}} FILE – This Aug. 11, 2019 file photo shows Visa credit cards in New Orleans. Borrowing by Americans fell in January 2021 for the first…
When purchasing tradelines, there are some cases where it is best to get a single tradeline and other cases when multiple tradelines might be more appropriate.…
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