Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

NCUA board members call for reforming de novo process

Two members of the National Credit Union Administration board on Wednesday called for the agency to make it easier to start new credit unions. “There has got to be an easier path for de novo credit unions,” NCUA…

How Paying Down Debt Helps You Save

This week is America Saves Week, a national campaign to raise awareness about the importance of savings, and a time to celebrate accomplishments related to saving…

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