Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
When it comes to the TCPA, assumptions don’t just make a donkey out of you and me—they can make YOU quite broke. Consider the recent NIGHTMARE decision in Ramsey v. Receivables Performance Mgmt., LLC, Case No. 1:16-cv-1059, 2020…
WASHINGTON — On Dec. 11, 2020, the Consumer Financial Protection Bureau and the Arkansas Attorney General settled with Alder Holdings, resolving allegations that Alder failed to…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
Interchange fees that banks charge to process card transactions have long been a significant and growing burden, driving up costs for merchants and, ultimately, prices for…
Mish Dec 23, 2020 Need Credit? You may be out of luck, especially on credit card requests. Credit Access Largely Down during the Pandemic The New…
By buying a rewards company, JPMorgan Chase, whose services include the Chase Sapphire card, can have a broader role. Photo: Jenny Kane/Associated Press With people traveling…
On December 21, the CFPB issued an advisory opinion addressing ECOA’s implementing regulation, Regulation B, as it applies to certain aspects of special purpose credit programs…
In the latest ACA Huddle, which is part of the series on part two of the Consumer Financial Protection Bureau’s final debt collection rule, members discussed…
In the latest ACA Huddle, which is part of the series on part two of the Consumer Financial Protection Bureau’s final debt collection rule, members discussed…
Collection House (CLH) shares have plummeted after being reinstated, following the company’s completion of its recapitalisation process The company completed the process after selling its purchased…
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