Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Cathy Munzer is a single mother who lost her health insurance during the coronavirus pandemic. Munzer, who was a yoga and fitness instructor at two major gyms in Manhattan, was laid off in March and has struggled to…
Credit card companies are incentivizing those willing to pay their dues following the repayment moratorium, while some have increased penalties for errant customers in a move…
In Hammer v. Equifax, the Fifth Circuit affirmed the district court’s dismissal of FCRA claims against Experian and Equifax in a September 9, 2020 published decision.…
CompareCards Report Shows Cardholders are Taking Fewer Actions to Prevent Identity Theft Than They Were a Year Ago CHARLOTTE, N.C., Sept. 9, 2020 /PRNewswire/ — Despite…
At the height of the pandemic earlier this spring, unemployment and jobless claims soared. More than 33 million Americans claimed unemployment benefits by June 2020, according to…
With record-low rates flooding the mortgage scene in recent months, you may have thought about refinancing your mortgage — one of these days. But homeowners need…
Photo by Alejandro Escamilla on Unsplash Credit card debt fell by more than 3% in just one month, according to the latest Reserve Bank figures, and…
Shoppers have gravitated to bigger vehicles, thanks to easy credit and cheap gas. Photo: David Zalubowski/Associated Press By Nora Naughton Close Nora Naughton Car shoppers hoping…
FICO, the maker of the FICO credit scores that are commonly used in lending decisions, has created a new type of credit scoring tool to help lenders…
A lot of time, effort, and energy go into starting a business. Typically, you have to map out a business plan, prepare a variety of business…
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