Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
President Donald Trump will suspend your federal student loan payments through December 31, 2020. Here’s what you need to know. Student Loans Trump signed an executive order today that will grant additional student loan relief and provide a…
Sat, Aug 08, 2020 – 2:25 PM [NORFOLK] Bolstered cash collections helped profits more than triple at two of the largest publicly traded debt collectors, as…
If you are considering filing for bankruptcy, you need to know about an important requirement: credit counseling. It may not be the first thing that comes…
On July 27, the U.S. District Court for the Middle District of Florida entered a nearly $13.9 million partially suspended judgment against six corporate and three…
Here’s a big TCPA ruling for debt collectors and servicers– and a bit of a downer for everyone else. The Court in Mosley v. General Revenue…
The Trump administration has urged banks and credit unions to compete with high-cost payday lenders to offer more credit options to consumers. But banks remain wary…
An important protection for renters created by the CARES Act ended on July 25. Commonly referred to as an “eviction moratorium,” the protection applied to approximately…
Effective July 1, 2020, an update to the website for the Colorado Attorney General’s informational page about the Colorado Fair Debt Collection Practices Act (CFDCPA) must…
On July 30, a group of consumer fair housing associations (collectively, “plaintiffs”) filed suit against the CFPB, challenging the Bureau’s final rule permanently raising coverage thresholds…
If you’re trying to manage bills that are piling up, you may have come across the idea to consolidate them. Consolidating your debts can be convenient,…
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