Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
In Stewart v. Credit Control, LLC, 2020 U.S. Dist. LEXIS 81332, the Northern District of Illinois dismissed a pro se claim against a debt collector. The plaintiff claimed that the debt collector, who pulled the plaintiff’s credit information to facilitate collection…
The Consumer Financial Protection Bureau has filed a proposed settlement to resolve allegations that a California mortgage lender, along with several related individuals and companies, unlawfully…
A study from Inside Mortgage Finance revealed that the COVID-19 pandemic sparked an increase in mortgage delinquencies for mortgages backed by federal agencies. The report showed…
The events of recent weeks have brought to light new economic data about how the COVID-19 pandemic is affecting Americans financially. There has been some good…
Governor Ron DeSantis (Credit: Eva Marie Uzcategui/Getty Images) Florida Gov. Ron DeSantis extended the freeze on residential evictions and foreclosures until June 2. The governor’s emergency…
A Monday court filing from the U.S. Education Department says the agency was still garnishing wages from more than 50,000 workers who had fallen behind on…
So while everyone was looking at the big Supreme Court TCPA review, there was some unexpected and overshadowed news out of Massachusetts this week that is really…
A recent poll from the National Endowment for Financial Education shows that 88 percent of Americans are experiencing financial stress as a result of COVID-19. That…
Evictions and debt collection proceedings can resume in Texas next week, the Texas Supreme Court has ordered, after the court temporarily put both on hold during…
It has only been a year since Neiman Marcus restructured its debt to gain breathing space for a planned recovery. Photo: Nina Westervelt/Bloomberg News By James…
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