Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Apple begins rolling out its fancy new credit card

CLEVELAND, Ohio — If you’ve been drooling for Apple’s new slick titanium, laser‑etched, no-fee credit card since it was announced in March, the wait is almost over. People who signed up to get notifications when Apple Card would…

How to Get an 850 Credit Score

People who are serious about improving their credit often wonder what it takes to get the highest possible credit score. For the FICO 8 credit scoring…

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