Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

The 15 States With The Biggest Debt Problems In America

Intro Photo Credit: Alamy Stock Photo Household debt in the U.S. is the highest it has ever been. According to the New York Fed, total household debt reached $13.67 trillion in the first quarter of 2019, an increase…

How Do I Increase My Home Value on a Budget?

You’ll come across a range of opportunities to increase your home value over the course of ownership. Whether it’s the peeling paint on your front door,…

NYDFS Issues Proposed Student Loan Servicer Regulations

Monday, August 12, 2019 The New York Department of Financial Services (NYDFS) has issued proposed regulations to implement the legislation enacted in April 2019 that requires servicers of student loans to…

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