Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Consumer Payment Card News Late credit card payments are increasing slowly but surely over the past five years and setting new records. At the same time credit card users have resumed piling on more debt. These two…
Operators allegedly bilked consumers out of more than $23 million The Federal Trade Commission has stopped a student loan debt relief scheme, alleging it bilked more…
Calls, mailings or lawsuits from debt collectors: all things most people would prefer not to deal with. But they’re more common than you might realize. According…
When it comes to credit scores, there’s a lot of confusion and misinformation out there. Our credit scores impact our lives in more ways than you…
by Colleen Tressler Consumer Education Specialist, FTC It’s a staggering number. More than 42 million Americans owe a total of nearly $1.5 trillion in student loan…
NCUA official seal. (Source: NCUA) A federal judge in Michigan ruled Monday that the NCUA does not owe more than $300,000 to James Perna, a 42-year…
“CPN” or “CPN number” can stand for credit privacy number, credit profile number, or consumer protection number. A CPN is a 9-digit number that is often…
The IRS says it will be able to hire 200 additional special compliance personnel by 2020 with revenue brought in by private collection agencies. The main…
Most Americans saddled with credit-card debt aren’t willing to substantially cut back their travel expenses, a new survey finds. Seven of every 10 adults who have…
Lyle Daly, The Motley Fool Published 7:00 a.m. ET July 14, 2019 | Updated 11:35 a.m. ET July 14, 2019 That three-digit number measures if you…
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