Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
I thought I would share one of our heartfelt stories of a past client of ours. I will not mention the name, but this story is what gives me meaning for what I do. I received a call…
On July 1, the FTC announced, together with the New York attorney general, a settlement with two New York-based phantom debt operations and their principals (collectively,…
How many times have you read a blog or heard some financial “guru” opining as to the mystical “right” number of credit cards to have in…
College costs and student debt have become central issues in the 2020 election as presidential challengers, Sens. Bernie Sanders and Elizabeth Warren, have promised to forgive…
The millennial generation (people in the age range 23-38) increased their average credit card debt by 7% in the past year. This is the second-largest increase…
As fintechs flooded the market with alternative payments and lending, legacy credit bureaus have scrambled to find partners, investments and acquisitions to keep up. Much as…
WASHINGTON — The country’s largest debt-settlement services provider agreed to pay $25 million in fines over allegations that it charged consumers for services it could not…
tolgart/Getty Images Your credit score determines everything from the purchases you make to the credit cards you qualify for. Yet not everyone is aware of what…
Judge Alison Nathan of the Southern District of New York ruled on Wednesday that a case against nearly a dozen companies accused of defrauding student loan…
FORT WORTH — An Arlington man is suing a debt collection agency, alleging the defendant deceived him about a debt. Jeff Grey Jr. filed a class…
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