Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

CFPB Supports Plaintiff In FDCPA Case

The Consumer Financial Protection Bureau is supporting a plaintiff’s argument in a case currently on appeal before the Fourth Circuit. The case, Bender v. Elmore & Throop, P.C., focuses on the Fair Debt Collection Practices Act’s one-year statute of…

Robocalls And Debt Collection

Energy and Commerce Chairman Frank Pallone, Jr. and Ranking Member Greg Walden have unveiled the bipartisan Stopping Bad Robocalls Act. “Americans deserve to be free of…

The Ongoing Fight Over Payday Loans

Julie Margetta Morgan discusses the student debt crisis If you read much about the federal budget, a trillion and a half dollars may not phase you.…

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