Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Calif. Credit Card Act & Duty to Defend

Tuesday, March 17, 2020 Among the various consumer data privacy laws are laws precluding companies from collecting and selling consumer credit card information.  When a company…

Creditors Response to COVID-19, Coronavirus Pandemic

Here is a list of the top creditors and their offerings during the Coronavirus pandemic:  Bank of America https://about.bankofamerica.com/promo/assistance/latest-updates-from-bank-of-america-coronavirus As the economic situation evolves and you…

How to Stock Up Wisely, Emergency or Not

Concerns about the spread of coronavirus disease 2019 (abbreviated COVID-19) mean more of us are doing what we probably should have been doing all along: washing…

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