Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Report estimates 1 in 5 Nevadans have some form of medical debt in collections By Pashtana Usufzy – February 26, 2020 Facebook Twitter (Getty Images) Across the country, a reckoning is taking place over medical debt stemming from…
Executive Summary Household debt is at a record high, but as a share of GDP it is way down from its 2008 peak. The lower debt…
A new proposal from the Consumer Financial Protection Bureau could spark a fight over what should happen to consumers’ old debts. Debt collectors lose the right…
CAPE GIRARDEAU, MO (BBB) — The Better Business Bureau urges consumers to learn what collection agencies legally can and cannot do and to stay vigilant against…
Think debt collection and the inevitable image is bailiffs, dressed to intimidate at the door carrying court warrants and demanding money. It’s an industry that has…
The U.S. Bankruptcy Court for the Eastern District of Pennsylvania recently held that a debtor alleged a plausible claim against a mortgage loan servicer under the…
The Fair Isaac Corp (FICO) scoring model is a calculation of various pieces of credit data by which your three-digit credit score is based. The term…
If you received a letter from RIP Medical Debt and “The Mystery Hour” saying your medical debt has been forgiven, don’t assume it’s a scam. Letters…
Friday, February 21, 2020 Recently, the Northern District of California joined other courts in more closely scrutinizing class certification motions in TCPA cases. In a case…
skynesher | E+ | Getty Images If you’re like many Americans, you’re carrying a balance on your credit cards. And the candidate you choose in November…
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