Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Managing your money isn’t easy, and one of the most challenging parts is noticing blind spots before they become problematic. Nobody has all the answers when it comes to finance, but sometimes even one innocent mistake can lead…
Randal K. Quarles, vice chairman for supervision of the Federal Reserve Board of Governors, said the Fed will be looking at all of the effects the…
Consumers are feeling better about taking on more debt. © Getty Images/iStockphoto Americans’ financial satisfaction recently hit a 10-year high, according to an analysis by the…
Here’s a number that may shock you: about one in five American adults do not have a credit score. About 26 million consumers are what the…
When a lawyer sends a demand letter for a client, does that make her a debt collector? That’s the question in a lawsuit by a Dallas-area…
An estimated 30,000 student loan borrowers thought their private loans were discharged when they declared bankruptcy years ago — but their student loan lender, Navient, disagreed.…
A group of Democratic lawmakers — including Sen. Elizabeth Warren (D-Mass.), a presidential candidate — are seeking information from the IRS about the agency’s plans to…
Ford reported quarterly results on Tuesday. SHANNON STAPLETON/Reuters Ford Motor Co. shares nosedived on Tuesday after it handed investors a weaker-than-expected 2020 forecast, warning that quality…
Revolving accounts and installment accounts are both important account types when building credit, but they are not equally powerful when it comes to your credit score.…
What is credit piggybacking? If you’re not sure what this strange term could possibly mean, you’re definitely not alone. Credit piggybacking, also referred to as “credit…
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