Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
An effort by California to create a powerful state consumer protection bureau could have a significant impact on banks, debt collectors and other financial firms as Gov. Gavin Newsom seeks to fight against the Trump administration’s regulatory rollback.…
A majority of voters support congressional investigations into Secretary of Education Betsy DeVos’ handling of student debt programs, according to the results of a new poll,…
Worried about your debt? Consider this: The U.S. is $23 trillion in the red. Today, the country owes over four times more than it did in…
Congressional leaders and Democratic presidential candidates are proposing huge investments in undergraduate education, including tuition-free public college and larger grants for students from low-income families. Although…
Our own Bruce McClary, VP of Marketing and Rebecca Steele, CEO joined Richard Levick on the ‘What’s Working in Washington’ podcast to talk about about consumer…
Two of Fresno’s most prominent eviction attorneys are facing lawsuits from evicted tenants who say the lawyers should be ordered to stop their debt collection practices.…
Summary LendingClub originates unsecured personal loans it then sells to investors. Credit losses on its loans are steep and it looks like the company is worse…
The worst thing that can happen after you buy tradelines is not seeing your tradelines post to your credit report. Hopefully, your tradeline company offers a…
New York Gov. Andrew Cuomo has proposed a bill to license consumer debt collectors. The proposal comes as part of the governor’s 2021 “budget bill” and…
The United States Court of Appeals for the Sixth Circuit recently held that the anxiety felt by a debtor upon receiving a dunning letter was insufficient…
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