Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
BY MARY ELLEN KLAS Matt Holland, 32, of Spring Hill is one of two million Floridians who have had their driver’s license suspended because they couldn’t afford to pay the debt. He lost his license when he couldn’t…
Did you know that a large proportion of consumers have errors on their credit reports? Unfortunately, it’s true. In 2017, the most common complaint received by…
Debt collection agency Medicredit Inc. doesn’t have to face a certified class action alleging the company falsely threatened legal action for unpaid medical bills after the…
As states flex their regulatory muscle in response to a pullback in enforcement activity by the Consumer Financial Protection Bureau, they are zeroing in on debt…
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements to appear on consumer credit reports. Civil judgments and tax liens…
One question we often hear is “Do tradelines still work in 2020?” Fortunately, we can say with certainty that tradelines do still work in 2020, and…
Purchasing a home is still one of the main pillars of the American Dream, but for some homeowners, a mortgage can feel more like a heavy…
Photo: Getty Due to technology, operating a debt collection business from home has become easier than ever before. Modern communication tools allow contact with clients and…
A recent survey carried out in the UK has highlighted that about 27,000 million adults in the country have been dealing with debt problems on various…
In some ways, having no credit can be just as bad as having poor credit. We all know that having a low credit score can make…
Bring what you have learned to a free 20-minute review of your own file.