Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

How to Handle a Debt Settlement Offer

A debt settlement offer to pay off a credit card with less money than what you owe can seem like a gift. Settling a $6,000 credit…

US home prices climb 5% from last October

Home prices increased in October, rising only 0.2% from the previous month but up 5% from 2018, according to the latest monthly House Price Index from the Federal Housing…

5 credit card predictions for 2020

© Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may…

How Automation Can Improve Debt Collection

Photo: Getty In the debt collection industry, collectors are a company’s front-line offense and defense. They bring in revenue and are the first point of contact…

How to Get Cash From A Credit Card

If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating…

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