Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Consumer Debt Is Coming Back To Haunt Borrowers

A little-known fact about consumer debt: It often has a statute of limitation, which means debt collectors can’t sue borrowers to recover the payments after a…

Debt Collectors Keep Credit Market Flowing

Debt collecting is a profession that gets little love, but given the social good done by debt collectors who operate ethically and follow the rules, maybe…

Consumers racking up debt to make ends meet

CONSUMERS tend to prioritise paying off their credit cards ahead of other unsecured products, according to a TransUnion study. Pixabay Consumer credit has continued to rise…

Student Loan Debt is a “Stunning” Mess

Let’s take a breather from credit cards for a moment as we look at new numbers from the Federal Reserve Bank regarding consumer debt. Today, the…

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