Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Credit-card giants shrug off rising buy-now, pay-later threat

(Bloomberg) — The buy-now, pay-later frenzy is leaving credit-card companies unfazed. Over the past year, dozens of top merchants — from PetSmart to Macy’s Inc. — have added the ability for customers to split up their purchases and…

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