Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Student Debt Weakens Retirement Security

In the past, older households were more likely to retire debt free with a paid-off mortgage. Those days are over. Student loan debt for older adults, their children, and their grandchildren has been rising for decades. Debt undermining…

DFPI Bulletin Digest: September 2021

The September 2021 DFPI Bulletin focuses on mandatory reporting requirements for mortgage servicers, new rules for NMLS transition and PACE administrators and debt collector licensing, among other…

What To Do When You Lose Your Credit Card

Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. So, what to do when you lose…

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