Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
WASHINGTON, D.C. — The Federal Trade Commission this week approved final revisions that would bring several rules that implement parts of the Fair Credit Reporting Act (FCRA) in line with the Dodd-Frank Wall Street Reform and Consumer Protection…
We’ve written before about the problem of credit invisibility, which is when a consumer does not have a credit score. Millions of consumers are credit invisible…
The U.S. Department of Education still owes nearly 11,000 student loan borrowers a refund for their student loans. Here’s what you need to know. Student Loans…
In credit repair, the credit dispute process involves the use of two systems called Metro 2 and e-OSCAR. If you are unfamiliar with these terms, as…
Southfield, Michigan, Sept. 01, 2021 (GLOBE NEWSWIRE) — Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today…
Mountain America Credit Union Celebrates 100th Branch in Henderson, Nevada Mountain America Credit Union Celebrates 100th Branch in Henderson, Nevada PR Newswire SANDY, Utah, Sept.…
Debt-IN Consultants, a debt recovery solutions partner to many South African financial services institutions, says a ransomware attack by cyber criminals has resulted in a significant…
Being an authorized user on someone else’s credit card can often be a valuable strategy for consumers who are looking to build credit. However, it is…
Secured credit and unsecured credit are types of credit that are very different in terms of risk to consumers and lenders. In a Credit Countdown video…
Consumer Financial Protection Bureau (CFPB) officials said the organization has issued new technical specifications with regard to complying with credit card agreement and data submission requirements.…
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