Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
If you’ve ever been drowning in credit card debt, it’s likely a debt settlement firm has reached out to you. Even if you haven’t engaged in conspicuous consumption activity, a setback such as a job loss, need for…
SPRINGFIELD – A measure led by State Senator Mattie Hunter (D-Chicago) that would protect individuals from lawsuits, calls from collection agencies, as well as other collection…
Financial services and consumer protection stakeholders met as the California Debt Collection Advisory Committee Wednesday in what was the first meeting of the group created under…
Recent bankruptcy decisions on discharging student loan debt have led to confusing and conflicting outcomes for borrowers. But efforts to reform the bankruptcy code to more…
Everyone wants to get a higher credit score, but not all of the “hacks” or tips being promoted actually help you get more credit score points.…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
(Reuters) – The U.S. Court of Appeals for the 7th Circuit in Chicago agreed with the Consumer Financial Protection Bureau that debt-focused law firm Consumer First…
Here’s What You Need to Remember: The department’s latest forgiveness measure impacted more than 1,800 applications for student loan debt cancellation who attended three different institutions.…
Student loan issues are on the agenda for a Tuesday hearing by the Senate Committee on Banking Housing and Urban Affairs Subcommittee on Economic Policy. U.S.…
(Reuters) – Borrowers in California took out 40% fewer payday loans in 2020 compared to the year before, the state’s consumer finance regulator said in an…
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