Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Consumer credit delinquencies fell in the first quarter of 2021 as the economy rebounded strongly, according to results from the American Bankers Association’s latest Consumer Credit Delinquency Bulletin. Overall, delinquencies fell in seven of the 11 loan categories…
Colorado Governor Jared Polis signed into law a bipartisan bill repealing the state’s prohibition on credit card surcharges. Under the new law, Colorado businesses may impose…
A new bill in the Ohio Senate would allow for debt settlement companies to operate in Ohio. The sponsor says it’s about consumer choice, but opponents…
Are you banking on having a portion of your student loans canceled? Read this first. (iStock) The majority of college graduates took out federal student…
Credit is a fantastic tool that allows economic mobility and leverage. But for lower-income Americans, growing their credit and maintaining solid scores can be difficult. Now,…
Moorari Shah is a partner in the Finance and Bankruptcy Practice Group in the firm’s Los Angeles and San Francisco offices. Areas of Practice Moorari combines…
A recent decision in the 3rd Circuit should prompt debt collectors to review their inclusion of viewable bar codes, QR codes or other technologies when sending…
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Offices of Navient in Wilmington, Delaware, June 9, 2021. REUTERS/Andrew Kelly Summary Law firms Related documents Motion to dismiss proposed class action denied Borrowers…
D.C. Council Chairman Phil Mendelson and Attorney General Karl Racine are putting forward legislation to protect District consumers against “unfair and abusive debt collection practices.” Mendelson…
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