Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Things aren’t always what they seem, and sometimes what seems like a “no brainer,” can actually turn out to be quite a headache. This rings true particularly in the realms of credit management and personal finance. Often, you…
A Florida man has accused PayPal and TrueAccord of illegally attempting to collect money from him via “incessantly” robocalling, emailing, and text messaging. Tuesday’s complaint seeks…
In summary A bill aims to create new rules for California’s mostly unregulated debt settlement industry. AB 1405, expected to pass through Senate committees, comes at…
Source: Shutterstock. It may not have been the most high-profile story out of the massive public-private response to the COVID-19 pandemic, but nearly 850 credit union…
A group of Democratic senators are calling on the Consumer Financial Protection Bureau (CFPB) to address the nation’s ever-growing medical debt. Sens. Chris Murphy (D-CT), Chris…
After announcing several years ago that it intended to pick up with fair lending enforcement in the indirect auto finance market where the CFPB left off,…
Amid all of this week’s news, one potentially game-changing piece of legislation seemed to slip under the radar: the idea of dramatically overhauling the U.S. credit reporting…
Senate Democrats are calling on federal authorities to take action on aggressive medical debt collection, citing reports about hospitals suing patients over unpaid bills. In a…
California lawmakers have advanced a budget proposal to stop collecting child support debt from some parents who are receiving cash assistance, but the proposed solutions are…
TORI Spelling’s debt collector is demanding the Los Angeles Sheriff’s Office force the cash-strapped actress to pay the $6K debt she owes. Tori, 48, was ordered…
Bring what you have learned to a free 20-minute review of your own file.