Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Leading global AI-powered credit decision platform provider, Scienaptic AIannounced the deployment of its platform at Northern Credit Union. This deployment will enhance and augment Northern Credit Union’s credit decisioning and underwriting capabilities for new and prospective members. Founded…
BLOG VIEW: On April 21, 2021, the U.S. Court of Appeals for the Eleventh Circuit issued an opinion in Hunstein vs. Preferred Collection and Management Services…
The Department of Education under the Biden administration is rescinding a Trump-era policy that restricted states’ access to records and information in policing student loan servicing…
In this article GS BAC JPM U.S. banks are likely to report “record level” earnings in 2021 as the American economy recovers and financial markets…
For much of the past year, Americans weren’t interested in taking on new debt — with one big exception. A new analysis from the Federal Reserve…
People must use the SafeWA app when they go to venues in Western Australia. Picture: Stefan Gosatti/Getty Images Debt collectors may be used to recover almost…
Restrictions on the reporting or consideration of certain debt prevents lenders from seeing borrowers’ complete debt circumstances and clouds lenders’ ability to fairly assess borrowers’ creditworthiness,…
Photo (c) Hispanolistic – Getty Images Credit card lenders have reversed their early pandemic reduction in credit to consumers. A report from TransUnion shows that there…
Source: Shutterstock. Delinquency rates for mortgages backed by commercial and multifamily properties continue to decline this year, according to reports released Thursday by the Mortgage Bankers…
Secured credit and unsecured credit are types of credit that are very different in terms of risk to consumers and lenders. In a Credit Countdown video…
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