Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Credit card debt has plunged

Credit card debt has plunged — but what if you’re still up to your neck? Credit card debt has fallen during the pandemic, with figures from…

House Passes Measure To Assist The Underbanked

The House Financial Services Committee has passed seven bipartisan bills related to the financial services industry, two directly tied to housing finance, The Homebuyer Assistance Act…

Auto Lenders Ease Credit Access In Q1

While demand continues to vastly exceed supply in the vehicle market, two reports on consumer credit suggest auto lenders loosened standards for subprime consumers as the…

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