Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Tuesday, February 9, 2021 In July 2020, the Supreme Court held in Barr v. Am. Ass’n Policitical Consultants, 140 S. Ct. 2335 (2020) that the TCPA’s government debt exception passed by Congress in 2015 rendered the statute an unconstitutional content-based…
A bill is being introduced in the Ohio Legislature that would halt the collection of student and medical debt owed to state universities and hospitals. Statehouse…
On January 21, the CFPB issued a Small Entity Compliance Guide summarizing the October 2020 Debt Collection Rule. The Debt Collection Rule amends Regulation F, 12…
The United States Court of Appeals for the Seventh Circuit has recently released a veritable avalanche of debt collector-friendly opinions regarding “standing” under the Fair Debt Collection Practices Act (FDCPA), which given the…
Every new presidential administration gets to make its imprint on regulations — and by extension, the financial services industry. In the midst of grappling with the…
There’s good news and bad news about debt collection. The bad news: a new debt collection rule permits unlimited electronic access to contacting consumers. But the…
One of the more fascinating platform items of the Biden presidential campaign was the idea of transferring consumer credit ratings from Equifax (NYSE: EFX), Experian PLC…
The Consumer Financial Protection Bureau is looking to delay the implementation dates of the Qualified Mortgage and debt collection rules and will resume collecting data on…
The CyberGuy Kurt Knutsson advises money sharing app Venmo users to look at their privacy settings to keep your spending private. The Consumer Financial Protection Bureau…
Millions of Americans unable to pay their rent during the pandemic face a snowballing financial burden that threatens to deplete their savings, ruin their credit and…
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