Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Why millions of Americans are now tapping credit unions for loans

Getty Images When the state-mandated shutdowns started last March, Skyler Fort, a painting contractor in northern Michigan, turned to his local credit union, 4Front Credit Union, for a PPP loan. Many Americans sought out loans in the past…

New York Suspends State Debt Collection

The worldwide pandemic has caused much financial hardship all over our country, and New York State has halted the collection of medical, and student debt owed…

Suspension Of NYS Debt Collection Renewed For 10th Time

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Credit Card Fraud Cases Surge 29%

Fraudulent credit card activities via remote and other digital payment channels increased by 29 percent in the Philippines since the coronavirus pandemic-induced lockdowns, underscoring greater vigilance…

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