Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
26 million consumers in America have no credit record whatsoever. On top of that, there are an additional 19 million consumers who do have credit files, but they do not contain sufficient credit information to be scored by…
Democrats have roundly criticized President Trump for making aggressive use of his executive authority and to be sure, the President has repeatedly tested the limits of…
Written By ESR News Blog Editor Thomas Ahearn On September 24, 2020, a letter sent by a coalition of 21 consumer, faith, and advocacy groups to…
Debt is tough. Sometimes it is hard to imagine getting out of it, and you can feel like your back is against the wall. One idea,…
CLEVELAND, Ohio (WOIO) – The state of Ohio holding alleged bad debt collectors accountable in a new lawsuit. © Provided by WOIO Cleveland The state attorney…
Cars line up at a COVID-19 test site at Dodger Stadium in Los Angeles. AFP/Getty Images Consumers struggling to keep up with their auto debts filed…
Household demand for mortgages and consumer credit remains below 2019 levels due to the shock of Covid-19 a report from the Central Bank states. The Central…
JPMorgan (NYSE:JPM) reports its Q3 ’20 financial results on Tuesday morning, October 13th, 2020, followed up by Bank of America (NYSE:BAC) and Wells Fargo (NYSE:WFC) on…
There are five different types of borrowers that exist, segmented by their credit scores: deep subprime, subprime, near-prime, prime and super-prime. With credit scores ranging from…
(The Center Square) – Student loan borrowers will be released from legal action resulting from unlawful practices by debt collectors, the New York attorney general’s office…
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