Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
A funny thing happened on the way to lower interest rates – credit card firms aren’t singing from the Federal Reserve song sheet. “Despite the Federal Reserve cutting the federal funds rate to near 0% earlier this year,…
San Antonio-based USAA Federal Savings Bank has received a failing grade from a bank regulator over evidence of “discriminatory or other illegal credit practices.” The Office…
SAN DIEGO, Sept. 29, 2020 (GLOBE NEWSWIRE) — Encore Capital Group, Inc. (Nasdaq:ECPG), an international specialty finance company, announced today that it will release its financial…
As a small business owner, you have a lot to manage—future business goals, vendors, new marketing strategies, and maybe even some employees. And that’s far from…
Talk about encouraging — and surprising — news. Millions of Americans are struggling with income loss during the COVID-19 pandemic, so you’d think credit card balances…
Aline Quint splits her time between Falls Church, Virginia and Sarasota, Florida. She just started a renovation project on her condo in Florida and was planning…
StepChange Debt Charity has submitted a critique on government debt collection practices in response to a Cabinet Office exercise. The charity has looked at how “remarkably…
Experts believe that banks may be more risk-averse to restructuring loans this time around, having already suffered big losses in previous restructuring efforts. (Bloomberg file photo)…
SAN DIEGO, Sept. 09, 2020 (GLOBE NEWSWIRE) — Earlier today, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Encore Capital Group, Inc. (NASDAQ: ECPG)…
MUNSTER – Indiana’s attorney general is accusing a Munster-based debt collection agency of “deceptive and abusive” practices. Curtis Hill has filed a civil complaint against New…
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