Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

#AskanExpert: What Can Credit Counseling Help Me With?

Question: My husband and I need financial guidance and are not sure who we need to go to? A financial advisor? Debt counselor? Bankruptcy lawyer? Where do we start? Dear Courtney, Determining what kind of financial help you…

Soft Inquiry Vs. Hard Inquiry

Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from…

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