Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, the history of our country and society has not always lived up to those values. In fact, our…

FAQ: Student Loans and COVID

The COVID stimulus package (CARES Act) has several new actions to offer relief for student loan borrowers. For most federal student loan borrowers, principal and interest…

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