Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

When Do Credit Cards Get Reported to the Credit Bureaus?

Your credit reports are not static objects frozen in time. Instead, the information on credit reports tends to change often. In fact, your credit reports change anytime a creditor sends an update about one of your accounts to…

How to Make Easy Money Selling Tradelines

Selling tradelines has been written about on several reputable websites referring to it as a “$1,000 per hour side gig,” but is this true? Technically, the…

Credit Union Conferences in 2022: An Evolving List

Source: AdobeStock. Despite continued uncertainty about the future of COVID-19 pandemic, credit union groups are forging ahead with plans for numerous in-person conferences in 2022. Here’s…

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