Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Buying authorized user tradelines is an investment in your financial future. Make sure you are getting the most out of your tradelines by asking yourself the following questions first. 1. What is my average age of accounts? Age…
Consumers’ credit behavior and the regulatory environment for accounts receivable management companies reflect the ups and downs for the industry, according to a new study from…
In Heredia v. Capital Mgmt. Servs., L.P., No. 19-1296, 2019 U.S. App. LEXIS 33444, at *4 (7th Cir. Nov. 8, 2019), the Court of Appeals for…
By the end of the Senate Judiciary Committee’s discussions, there were three possible ideas for reform proposals for the next legislative session: conversion of outstanding costs…
123RF Payday loans have been such a blight on communities overseas, many countries have moved to cap the interest and fees they change. New Zealand is…
CU organizations back legislation to exclude loans to veterans from the credit union MBL caps. (Source: Shutterstock) Two senators—one Republican and one Democrat—on Tuesday introduced legislation…
Q. My husband is 67 years old and doesn’t want to plan for retirement or even share his financial info with me. He doesn’t plan on…
Nov 12, 2019 21 Min read time An American colonist being released from debtors’ prison. Image: Wikimedia Moral thinking about debt has fluctuated throughout U.S. history.…
Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you? In addition to explaining what bad credit is…
Congressional lawmakers have introduced scores of bills this legislative session to help veterans across the country, including one to end the so-called widow’s tax and another…
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