Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Courts Struggle To Collect Debt In Texas

ShareTweetEmail Travis County Justice of the Peace for Precinct 5 Judge Nick Chu presides over court in 2018. GABRIEL C. PÉREZ / KUT Texas is chasing…

Credit Repair vs. Tradelines [Infographic]

Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries and…

New FDCPA Legislation Gets Out Of Committee

The House Financial Services Committee passed 8 bills, according to an announcement from Rep. Maxine Waters today: The Ending Debt Collection Harassment Act of 2019 (H.R.…

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