Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
US households are now sitting on a record $14 trillion in mortgages, credit cards, student loans and other forms of debt. Household debt ticked up 0.7% during the third quarter, the New York Federal Reserve said on Wednesday,…
The percentage of recent mortgage borrowers with subprime credit scores still resides in the single digits, but nearly doubled what is was in 2013, according to…
Minnesota is suing three Southern California-based companies that the state says defrauded student loan borrowers trying to access federal debt relief services. Attorney General Keith Ellison’s…
Subprime credit is a huge and costly problem, but you can fix it. We tend to think we’re done with grades once we leave school. But…
Millions of borrowers are falling behind on their loans, and opening the door to some very unfavorable repercussions. Many people take out student loans for college,…
If you’ve been paying attention to the world of credit, you’ve probably heard a lot about credit freezes lately. A credit freeze can be a valuable…
TORONTO — Canadians with old debts beware: a momentary slip or lack of knowledge of your legal rights could results in past debts rising from the…
It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people…
Side hustles, otherwise known as second jobs, aren’t a new thing. Perhaps because more and more adults in the U.S. are taking on supplemental employment, second…
The Credit Managers’ Index (CMI) from the National Association of Credit Management rebounded in October as credit managers reported better conditions in several factors across the…
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