Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Bloomberg A customer inserts a chip debit card into a credit card terminal at a Walmart Inc. location in Burbank, Calif. The numbers: Consumer borrowing growth weakened a bit in August, led by weaker credit card debt, according…
Education Secretary Betsy DeVos at a Cabinet meeting in July. (Alex Brandon/AP) Despite a court order barring the Education Department from collecting on the federal…
Image source: Getty Images What is good credit, anyway? There’s no one definition of “good” credit, as the answers can vary depending on who you ask.…
If you want to know how today’s economy is doing, look no further than the consumer. Consumer spending makes up 68% of gross domestic product (“GDP”)…
When consumers ask me questions about their credit reports it’s normally about how to get an item removed or corrected. Sometimes, however, I do get questions…
For several years now, New York courts have grappled with the issue of what constitutes revocation of the acceleration of mortgage debt. Because the Appellate Division…
Q. I am planning to apply for a new apartment soon and my credit score is 678 from Equifax and 608 from Transunion. What do most…
Derogatory items on your credit report can be a big problem for your finances. These negative marks can stay on your credit report and damage your…
What Is a Credit-Builder Loan? If you have bad credit or no credit at all, you’ll likely have a hard time getting a loan. After all,…
AMARILLO — If 69-year-old Lynda Sue Costley wants to shower, she has to go to a friend’s house. Her trailer, on a gravelly road outside Amarillo,…
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