Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

CFPB Orders DMB Financial To Pay $5.4M In Restitution To Consumers

A large debt-settlement firm has agreed to pay $5.4 million in restitution to consumers for allegedly charging upfront fees before providing any debt-relief services, the Consumer Financial Protection Bureau said. DMB Financial, a debt-settlement firm near Boston that…

Ask an Expert: Should I Settle My Car Loan?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…

House Passes Debt Collection Bill

The House Thursday passed legislation making a series of reforms to debt collection requirements. While NAFCU supports efforts to stop abusive debt collection practices, the association…

Reading is a start. A review is the next step.

Bring what you have learned to a free 20-minute review of your own file.

Free credit review Call