Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Abstract: United States: Consumer Financial Protection Bureau provides sample disclosure language and guidance regarding its new rule imposed upon debt collectors of landlords. Debt collectors, as defined under the Fair Debt Collection Practices Act, are now obligated to…
***For All Things Wyoming, Sign-Up For Our Daily Newsletter*** By Jim Angell, Cowboy State Daily Wyoming’s Supreme Court has cleared the way for an investigation by…
You can listen to the latest episode of “Today in Pa” at this link, or on any of your favorite apps including Alexa, Apple, Google, Spotify,…
MOBILE WALLET: Japanese consumers can now add their Visa debit and credit cards to Apple Pay Consumers in Japan can now add their Visa credit or…
American Banker reporter Kate Berry presented accounts receivable management industry (ARM) input on the Hunstein v. Preferred Collection and Management Services Inc. case in a recent…
Total household debt balances rose by $85 billion in the first quarter, a 0.6% increase that brought the total level to $14.64 trillion. One surprise came…
Consumers are continuing the pandemic-fueled habit of paying off credit card balances, a practice that now has bankers more than a little worried, The Wall Street…
The Community Reinvestment Act was born in Chicago. “The federal CRA was inspired by a response to redlining and the systematic refusal of financial services to…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
The University of Bristol is planning to use third-party debt collectors to recover unpaid rent from students. The university says STA International will be used from…
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