Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
Consumers already have a lot on their minds right now, given the ongoing economic roller coaster ride, which shows no end in sight. Add one more item of concern to that list: pervasive and malicious scams. Of course,…
Lenders who extend you credit — whether it be in the form of a car loan or a new credit card — look at your credit…
A bill that would legally mandate licensure of debt collectors and debt buyers in the state faces hearings in the Assembly this week following passage in…
The Consumer Financial Protection Bureau, created in the aftermath of the financial crisis, has been a politically polarizing agency. WASHINGTON—The Supreme Court ordered changes to a…
NEW JERSEY – An Obama-era rule designed to keep students from ending up with unmanageable student loan debt and little earning potential is set to be…
People line up outside a Kentucky Career Center in Frankfort to get assistance with unemployment claims this month. Photo: bryan woolston/Reuters By AnnaMaria Andriotis Close AnnaMaria…
Q. I received papers that I am being sued by a third party company I know not to ignore it, but I dont know what to…
Banks have braced for the initial wave of struggling borrowers in response to the coronavirus pandemic but there is a second, and potentially bigger, wave ahead…
If you have less-than-stellar credit, you may be classified as someone who is “subprime,” which means your credit score is lower than what’s required to get…
Washington state Attorney General Bob Ferguson filed a consumer-protection lawsuit against a Renton-based collection agency that he says tried to scare people into thinking they could…
Bring what you have learned to a free 20-minute review of your own file.